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[BeyondtheWrap]

I would guess that the "web of goals" solution to unexpected expenses is to have unexpected income. Both Jacob and MMM found that they continued to have income from different sources after they retired that exceeded their expenses, so unexpected expenses were never a problem for the retirement budget, which would explain why we normally don't see unexpected expenses mentioned along with other expenses.

[steveo73]

Well, I read this article today that was relevant:http://www.wsj.com/articles/the-childre ... 1481816178

If any of you have read Hillbilly Elegy, it's the same story. Many grandparents and other family members are finding themselves taking care of children after they leave destructive homes.

My parents are over 70. There is an older couple near them that are doing this exactly. I don't think it is widespread but geez I hope this doesn't happen to me for my children, grandchildren and our sake.

[steveo73]

I would guess that the "web of goals" solution to unexpected expenses is to have unexpected income. Both Jacob and MMM found that they continued to have income from different sources after they retired that exceeded their expenses, so unexpected expenses were never a problem for the retirement budget, which would explain why we normally don't see unexpected expenses mentioned along with other expenses.

That is if we all get this. I'm lazy and this may never occur for me.