SWR milestone record

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mrcupcake
Posts: 30
Joined: Wed Apr 10, 2013 5:47 am

Re: SWR milestone record

Post by mrcupcake » Fri Dec 23, 2016 1:23 pm

December, 2016 - 4%

I plan to update my journal soon. I first crossed 4% last month, but then I paid property taxes/insurance and went back over. This time feels more solid, since all my known bills are paid and I have rent coming in shortly. I used to think this moment would be like a birth, but now it feels more fluid and arbitrary.

2Birds1Stone
Posts: 44
Joined: Thu Nov 19, 2015 11:20 am

Re: SWR milestone record

Post by 2Birds1Stone » Sun Jan 15, 2017 11:36 am

January 2016 SWR Milestones

Current spending - 9.48% (10.5 X annual expenses)
Barebone FI - 6.22% (16X annual expenses)

Things are moving in the right direction!

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distracted_at_work
Posts: 48
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: SWR milestone record

Post by distracted_at_work » Wed Jan 18, 2017 3:28 pm

First year of full-time work... 32% (S)WR - say 3X annual expenses

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Gilberto de Piento
Posts: 795
Joined: Tue Nov 12, 2013 10:23 pm

Re: SWR milestone record

Post by Gilberto de Piento » Wed Mar 01, 2017 9:45 am

In the single digits today at 9.9% SWR! :D

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bryan
Posts: 481
Joined: Sat Nov 29, 2014 2:01 am
Location: mostly Bay Area

Re: SWR milestone record

Post by bryan » Wed Mar 01, 2017 1:20 pm

adding SR inline
bryan wrote: YEAR: WR, SR
2011: 85%, 57%
2012: 29%, 54%
2013: 22%, 50%
2014: 18%, 63%
2015: 9%, 75%

projected 2016: <6%
2016: 7%, 72%
projected 2017: 6%, 69%

Again, bittersweet that I've predicted 6% three times now! The misclick this time comes from an increase in spending. I moved in w/ the GF after 2 years in the van. So I have increased my spending by an apparent amount via mostly rent. In the long run, if we consider finances to be joined, it's saving money, I suppose :/ Just need to convince the GF to share the van with me while she lives an otherwise normal life? Get her own van?

Of course ignoring the GF and any future spendings for starting a family, I could be right around 4% WR (also assuming ACA). I've also got a few tricks up my sleeve I'm hiding from my spreadsheets too..

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