I'm writing the quarterly doomsday letter for my DH in case something happens to me. I list all of our accounts, what the money's for, how to invest it, yada yada (he wouldn't even know how to pay the water bill). Now that I've figured out a plan for the HSA, I can finish the letter. It struck me this morning that we have a lot of different accounts now. Is this normal? Does everyone have this many? Is this just the result of getting older?
i bond accounts
HSA (and soon to be two HSAs)
2 savings accounts
This doesn't include the kids' accounts, paper bonds, and all of the various insurance accounts. I've moved all I can to Vanguard to simplify things, but it's still seems excessive to me.
edit: I don't want to come across as "hey look at all the accounts I have." It's just that we've ended up with less money in several accounts instead of all of it in one or two accounts. The tax code seems to drive this more than anything.