Hey all, I just got off the phone with a local bank. I'm trying to get a mortgage for a ~65k dollar house here in Oklahoma. I've got enough for a good downpayment, can obviously make the payments quite easily, etc,. but there's one problem - I've only been at my current job for six months.
Nevermind the fact that I could get a minimum wage job if I were fired and still easily make the payments.. hah. Unfortunately, the bank told me it would be hard to get a loan without those 2 years of steady work.
I'm wondering, are there any other options for me? If I wait two years, I may as well buy a house outright with cash or just rent (not a bad idea..) but I'd much prefer to secure a loan now and buy a house.
So, any way I can tip the odds in my favor with only 6 months of steady employment?