Early Retirement Extreme Forums » Miscellaneous

Warren Buffett planned his own ERE

(9 posts)
  1. secretwealth

    Expert
    Joined: Jun '11
    Posts: 1,515

    It's about halfway through, but the whole thing is worth reading: http://www.forbes.com/sites/randalllane/2012/03/26/warren-buffetts-50-billion-decision/

    Posted 1 year ago #
  2. jacob

    Expert
    Joined: Jul '10
    Posts: 3,301

    If you take the 1955 and CPI scale them ...

    His 127k networth would be 1M today.
    The 12k annual living would be 80k today.
    The 175 rent would be 1450 today.

    So these are typical non-ERE retirement numbers. He just had that money at 25 though(*). What's interesting is that "doing what you want" after you have enough money to support yourself forever was a driving point AND he has not later scaled up his expenses to match the increased income.

    (*) My understanding of ERE is that it has more to do with the extreme part than the early part. Everybody can do extreme (if they want) but not everybody makes the same amount of money.

    Posted 1 year ago #
  3. dot_com_vet

    Master
    Joined: Jan '11
    Posts: 379

    Amazing story!

    Posted 1 year ago #
  4. secretwealth

    Expert
    Joined: Jun '11
    Posts: 1,515

    Jacob, you make a great point. I was struck at how $120k could feasibly be enough for ERE today for one person (maybe not a family), if you're willing to tolerate a high withdrawal rate and little protection against inflation.

    Posted 1 year ago #
  5. ICouldBeTheWalrus

    Journeyman
    Joined: May '11
    Posts: 104

    I'm currently reading the biography of Buffett, _The Snowball_. It's a good read, and I've never been a big Buffett fanboy (though, I find investment interesting.)

    Posted 1 year ago #
  6. Dragline

    Master
    Joined: Aug '11
    Posts: 964

    Read a bio of Charlie Munger -- his silent partner. Much more interesting IMO, because he's a much deeper thinker. And he doesn't have a need to be liked by the public like Buffett does.

    Posted 1 year ago #
  7. cimorene12

    Novice
    Joined: Dec '11
    Posts: 14

    I'm a Buffett fangirl, but I admit that he doesn't qualify for ERE. He had a lot of money at a very young age because he was entrepreneurial. I've read two of his biographies and he does have a stunning story. He's well-known as very frugal and used to get teased about his cheap suits, but his frugality did/does not reach ERE levels. Anyone who can spend more than $1 million on jet travel per year is not ERE frugal. As Jacob said, ERE is more about being extreme than it is about being early.

    Posted 1 year ago #
  8. C40

    Master
    Joined: Feb '11
    Posts: 576

    I'd still call that ERE. His savings rate was very high and he was FI at 25. It's just that his extreme side was the income rather than spending (and being the uncommon person who's spending does not increase with income)

    Posted 1 year ago #
  9. Obadobadope

    Apprentice
    Joined: Dec '11
    Posts: 47

    Buffett is the very definition of early and extreme. He began investing before he began highschool. And he grew up a few hundred miles from the heart of the dust bowl. Until he was 10 years old he lived in an economic depression none of us can fathom. Yes, he was a congressman's son. But he also worked extremely hard in his teens, and has been extremely frugal his entire life. He fully understood the value of maximum savings rate during the early years, and growing up in the great depression, I'm guessing his sacrifices to frugality would match most or all of ours. He just did it while he was 12-25 instead of 22-35.

    Posted 1 year ago #

RSS feed for this topic

Reply

You must log in to post.