Search found 98 matches
- Wed May 08, 2024 11:10 am
- Forum: Money and Investment Questions
- Topic: Expense Ratio and Annual Return
- Replies: 5
- Views: 320
Re: Expense Ratio and Annual Return
Everyone's comments are spot on re picking which fund vs picking your general portfolio allocation, so to add something new: One cool thing these virtually identical indexes enable is tax loss harvesting your losses while maintaining the same underlying portfolio of assets. Let's say you lose $5000 ...
- Tue May 07, 2024 2:33 pm
- Forum: Health and Food Questions
- Topic: Death and Dying
- Replies: 7
- Views: 695
Re: Death and Dying
Macro: I really like Peter Attia's thought process about thinking backward from your "Last Decade". How do you want your last decade to look? Who are you with, what do you do, how are you limited? One must be realistic; we're not dreaming, we're planning. From that decade, one plans backwa...
- Tue May 07, 2024 1:59 pm
- Forum: Philosophy and Lifestyle Questions
- Topic: Sexuality WL Table
- Replies: 12
- Views: 847
Re: Sexuality WL Table
One way ERExWLs are graded is through books associated with each level (https://wiki.earlyretirementextreme.com/wiki/ERE_Wheaton_Levels#Suggested_Sources). I'd be curious to know if you thought slotting books into your framework would work, and if so, what books you'd pick. Asking for a friend ;) I ...
- Mon May 06, 2024 1:45 pm
- Forum: Philosophy and Lifestyle Questions
- Topic: How to be a Cheap Date: Ideas For Free, Creative and Frugal Dates
- Replies: 40
- Views: 3744
Re: How to be a Cheap Date: Ideas For Free, Creative and Frugal Dates
Bumping this thread for creative first date ideas bc I have recently become single. IME, showing competence is really attractive, as is interest and a variety of skills/knowledge. Based on your interview w Axel, sounds like music fills up a big core of that in your life. So possible date idea: let'...
- Mon May 06, 2024 12:52 pm
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
A diet takes a lot of discipline and fails in the long run, fasting takes little effort and has a good chance at succes. I'm always interested in hearing more weight loss experiences. It's a long term problem for me :) Totally and ultimately what will work best is what we can individually stick wit...
- Sat May 04, 2024 1:27 pm
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
April Money Stuff My annual expenses were front loaded this year -- property taxes, car insurance, paying my accountant (there are some things I don't want to learn -- filling out my 1040, schedule K / D, etc, sparks negative joy). As such, April looked significantly leaner than Q1 averages. -$4287...
- Fri May 03, 2024 4:49 pm
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
Interesting, I'd be curious to learn more about your theory here, research, empirical findings, etc. \\ I definitely agree about our culture hurting us re food although I think our culture / food companies are optimizing product palatability to the human body (junk food is engineered / optimized to ...
- Fri May 03, 2024 4:10 pm
- Forum: ERE Journals
- Topic: guitar player's journal
- Replies: 503
- Views: 127902
Re: guitar player's journal
Congrats on the job promotion! You sound like a beast at the gym and modest about it (a great combo). Spanish is awesome! Immersion will fast-track your learning so to that end, reproduction at home is where I'd aim. Pimsleur language courses are pretty amazing. My local library has the audiobooks a...
- Fri May 03, 2024 11:40 am
- Forum: ERE Journals
- Topic: Jossstick's Journey / Journal
- Replies: 8
- Views: 461
Re: Jossstick's Journey / Journal
Welcome! I really enjoyed your point in your welcome to post about "doubling the utility of every dollar" instead of doubling your income. What a succinct way to summarize what a lot of folks here are doing. And eventually, it seems to me, that focus on doubling utility transitions from do...
- Fri May 03, 2024 10:31 am
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
Yeah, I like that argument, though it is difficult to wrap your mind around. You can capture patterns and store the patterns instead of the data, like a ZIP file contains a bigger file. But when the data would have to contain the ZIP file and the instructions, it becomes a real mindbender. Interest...
- Thu May 02, 2024 12:17 pm
- Forum: ERE Journals
- Topic: MedSaver's Journal
- Replies: 244
- Views: 74181
Re: MedSaver's Journal
Wondering if you're read any pushback on the 4% or 3% rule. Specifically: https://www.madfientist.com/discretionary-withdrawal-strategy/ For folks with a serious nestegg like yourself, this strategy becomes possible specifically because discretionary spending eats up a large amount of ongoing spendi...
- Thu May 02, 2024 10:54 am
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
Appreciate you, @Delay, thanks for the kind words and thoughtful reply. Messy philosophy rambling on Laplace's Demon: If you take the idea of immanence and transcendence to their logical conclusions, a machine that could calculate the universe would itself be subject to that same universal ruleset a...
- Tue Apr 30, 2024 1:27 pm
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
Choice Architecture & Input Minimalism Starting with a personal note, my mom's husband passed away last Tuesday from brain cancer. 10 months from diagnosis (behavior changes noticed 12 months ago) -- the last month was brutal, making me really think through "how I want to go". Witness...
- Tue Apr 30, 2024 9:32 am
- Forum: ERE Journals
- Topic: Low Income, Early 20s, Anti-Wage-Slave Living: Walwen's Journal
- Replies: 79
- Views: 9575
Re: Low Income, Early 20s, Anti-Wage-Slave Living: Walwen's Journal
I +1 Scott's advice, there is a lot of power in taking an experimental attitude towards these things. Try different things for a set amount of time (I like a month for most lifestyle experiments), and then reflect. It can be very scary to do, or not do, something 'permanently'. What if we fail? Wha...
- Fri Apr 26, 2024 12:01 pm
- Forum: Resources & Recommended Reading
- Topic: Top 100 Most Popular Investing Books. Good Reads Ratings.
- Replies: 1
- Views: 449
Re: Top 100 Most Popular Investing Books. Good Reads Ratings.
Interesting post. My picks for money-related books.. Inevsting: A Random Walk Down Wall Street The Psychology of Money The Intelligent Investor Lifecycle Investing Lifestyle: ERE The Millionaire Next Door I Will Teach You To Be Rich Entrepreneurship: Four Hour Work Week The Millionaire Fastlane (tak...
- Mon Apr 22, 2024 11:15 am
- Forum: Work & Education
- Topic: Making the most out of university
- Replies: 47
- Views: 4281
Re: Making the most out of university
Focus on developing skills more than memorizing content: critical thinking, speaking, writing. Go to your writing center/tutor weekly or better yet, see if you can become a writing tutor yourself (you'll learn far more about writing this way). Don't get black out drunk thinking that's the way to be ...
- Sun Apr 21, 2024 9:39 pm
- Forum: Money and Investment Questions
- Topic: vxx strategy
- Replies: 2
- Views: 183
Re: vxx strategy
Beyond what 2Birds1Stone said, trading volatility is trading a biproduct of a crash but isn't trading the crash itself. To save money buying a decaying asset, one could buy very out of the money puts because they're so cheap. You'll lose a little bit of money each day but your upside is basically un...
- Sun Apr 21, 2024 11:36 am
- Forum: ERE Journals
- Topic: My side of the mountain
- Replies: 56
- Views: 6305
Re: My side of the mountain
Focus Strategies One skill my business partner and I developed early on in our first project (taking over a failing VC backed start up) is prioritization and sequencing. We kept it stupid simple: white board, write down all the ideas, order A/B/C by impact, cut all Cs, do the fastest A's, re-evalua...
- Fri Apr 19, 2024 11:44 am
- Forum: Housing and Transportation Questions
- Topic: Tent and sleeping bag recommendations sought
- Replies: 12
- Views: 1183
Re: Tent and sleeping bag recommendations sought
I'd strongly recommend buying from the subreddit "ULgeartrade" given your budget parameters as you'll get 2x the quality for the same price (obv you have to be cool with used gear). Plenty of MYOGers (make your own gear) who sell their stuff there as well. Everyone is different but I perso...
- Fri Apr 19, 2024 10:40 am
- Forum: Miscellaneous
- Topic: Dumpster Diving
- Replies: 93
- Views: 40038
Re: Dumpster Diving
Very much appreciated, thanks!loutfard wrote: ↑Fri Apr 19, 2024 1:00 amHave a look at a US centric overview at https://archive.is/oiaow .