Search found 1244 matches

by Western Red Cedar
Tue May 07, 2024 10:02 am
Forum: Resources & Recommended Reading
Topic: NYT article on fatFIRE
Replies: 8
Views: 664

Re: NYT article on fatFIRE

If you google the title of the article you should be able to get beyond the paywall. Classic NYT trick.

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I enjoyed the article, and thought it presented a fairly balanced view on FIRE. The photo of Wong in the Ironman suit is a beautiful manifestation of the ridiculous nature of Fatfire.
by Western Red Cedar
Tue May 07, 2024 6:44 am
Forum: Philosophy and Lifestyle Questions
Topic: Actualization!- Level 7 towards level 8
Replies: 41
Views: 2182

Re: Actualization!- Level 7 towards level 8

Hypothesis: WL8 - Changing the system from within. WL9 - Changing the system from without by connecting with other systems. I spent some time rereading the discussions on ERE 1 vs. ERE 2 this morning. https://forum.earlyretirementextreme.com/viewtopic.php?p=265772#p265772 I've previously thought th...
by Western Red Cedar
Tue May 07, 2024 1:36 am
Forum: Money and Investment Questions
Topic: Expense Ratio and Annual Return
Replies: 5
Views: 295

Re: Expense Ratio and Annual Return

You can check out Portfolio Charts for a good introduction on different portfolios, asset allocation, and the underlying philosophy. It was developed by an ERE forum member: https://portfoliocharts.com/portfolios/ I think understanding your own psychology, fears, and appetite for risk is one of the ...
by Western Red Cedar
Tue May 07, 2024 1:19 am
Forum: Housing and Transportation Questions
Topic: The camino
Replies: 11
Views: 731

Re: The camino

Knowing the habits and preferences of a hiking partner can also be quite helpful. Some people like to stretch for a while in the morning, some like a big breakfast or a hot beverage before starting out, some prefer to get started and have a light breakfast after walking for an hour. Some people aren...
by Western Red Cedar
Mon May 06, 2024 2:42 am
Forum: Housing and Transportation Questions
Topic: The camino
Replies: 11
Views: 731

Re: The camino

I'd echo what @Jean said to do a few, multi-day treks with your gear before leaving. This might be as simple as walking different routes and distances in your hometown to see how your body feels walking for extended periods with a pack. This is my standard advice to anyone planning on a long-distanc...
by Western Red Cedar
Mon May 06, 2024 2:37 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

Thanks @ego! We certainly spend a lot of time together, and it is easy to take that for granted at times. One of our common practices at meals is to verbalize gratitude. It keeps the conversation moving in a positive manner. Getting regular, daily exposure to how millions of people in developing cou...
by Western Red Cedar
Thu May 02, 2024 6:39 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

May Update: Financial: NW took a hit last month. Down almost 22k. It was the first month we didn't have any income coming in from our old jobs, so a minor mental shift there. Nonetheless, we are doing well and things are going better than I would have hoped for financially 4-6 months ago. Work cont...
by Western Red Cedar
Thu May 02, 2024 5:30 am
Forum: ERE Journals
Topic: Nomadic-ERE Year 5 - Wanderlust Prevails
Replies: 1183
Views: 285393

Re: Nomadic-ERE Year 5 - Wanderlust Prevails

I think you can call that a well-deserved deload. I suspect you'll probably have things sorted once you are back in Poland. Maybe in the meantime you'll have to settle for some burpees and dips off of fine, Italian leather sofas.
by Western Red Cedar
Wed May 01, 2024 1:45 am
Forum: Philosophy and Lifestyle Questions
Topic: The ERE Wheaton Scale
Replies: 553
Views: 149572

Re: The ERE Wheaton Scale

Hm, I wonder about that last sentence. I'm not sure if it's quite right to think of being able to approach WL9/10 through a side door (to my mind that sort of implies a shortcut? maybe not how you meant it), rather than simply arriving there from a different path. Any path to WL9/10 is going to inv...
by Western Red Cedar
Tue Apr 30, 2024 3:20 am
Forum: Philosophy and Lifestyle Questions
Topic: The ERE Wheaton Scale
Replies: 553
Views: 149572

Re: The ERE Wheaton Scale

If these kinds of questions have already been thoroughly discussed, could someone kindly link me to those threads? We had a more narrow discussion about some of the questions and points you raised in regards to the environmental impacts of investments and a runaway stash last fall in the JAFI threa...
by Western Red Cedar
Sat Apr 27, 2024 7:22 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

Slow travel is also a choice. I get the impression you guys relocate by one plane-distance at a time. Instead consider a bike or a bus-distance. If the new place doesn't work, you simply move back to where you came from. Meandering around the world. Basically emulating a bike trip around the world....
by Western Red Cedar
Sat Apr 27, 2024 5:59 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

This is fascinating stuff @7w5, and probably not too far off the mark. In order to relax from being the logistician, you need to first learn how to express your preferences/feelings. Rule of thumb is that it is easier to experience pleasure if you are not the logistician/decision-maker in the moment...
by Western Red Cedar
Sat Apr 27, 2024 5:40 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

Lots of good stuff here to chew on. I'll break my responses in a couple posts. Are you actually slow traveling @WRC? Do you and DW have moments of boredom? This would be a good indicator that you are traveling slow enough. ;) Slow travel is probably a bit relative, but I think we are probably going ...
by Western Red Cedar
Wed Apr 24, 2024 5:42 am
Forum: Introduce Yourself
Topic: Hello from new member :)
Replies: 5
Views: 1973

Re: Hello from new member :)

Welcome to the forum! Sounds like a fascinating backstory. I hope you start a journal. It is a great way to engage with others and continue down the ERE path.
by Western Red Cedar
Wed Apr 24, 2024 5:29 am
Forum: ERE Journals
Topic: mountainFrugal Journal
Replies: 496
Views: 107113

Re: mountainFrugal Journal

Well done! Looking forward to a future update with photos of art on the walls.
by Western Red Cedar
Wed Apr 24, 2024 5:24 am
Forum: ERE Journals
Topic: Nomadic-ERE Year 5 - Wanderlust Prevails
Replies: 1183
Views: 285393

Re: Nomadic-ERE Year 5 - Wanderlust Prevails

over the last 12 months I have taken 5 MILLION steps. This sounds like the ideal way to celebrate financial independence and your youth. Hopefully you'll be keeping up the same pace in 30 years! You are at least 1.5 million ahead of me based on my rough calculations :D Also, props on the good sleep...
by Western Red Cedar
Wed Apr 24, 2024 5:14 am
Forum: Transportation Questions
Topic: Travel across America on Amtrak
Replies: 23
Views: 5600

Re: Travel across America on Amtrak

When I was time rich and limited on cash in my early twenties, I found traveling up and down the coast between Vancouver BC and Portland Oregon was quite affordable on Amtrak if I selected certain times/dates/routes. A train ride on a Tuesday afternoon from Seattle to Portland might be 75% cheaper t...
by Western Red Cedar
Wed Apr 24, 2024 3:48 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

@2b1s - that is a helpful reframe in terms of the magnitude of changes I've experienced in the last few months. In terms of planning and experience, I gravitate towards keeping the itinerary somewhat open-ended to allow for additional flexibility. DW and I found this worked better than over-planning...
by Western Red Cedar
Mon Apr 22, 2024 4:57 am
Forum: ERE Journals
Topic: Western Red Cedar's Journal
Replies: 545
Views: 165723

Re: Western Red Cedar's Journal

Reflections on some of the downsides of travel: I thought I would take a little time to reflect on some of the downsides of travel and nomadism. DW and I are doing exactly what we planned, and are experiencing some stunning natural areas and cities. All of this at a fraction of what we would pay ba...