Search found 10 matches

by eregal
Thu Sep 29, 2022 3:26 am
Forum: Money and Investment Questions
Topic: Advice and opinions?
Replies: 4
Views: 1087

Advice and opinions?

Hello there, it’s been a while. We have a small child, since covid only one is working. - currently located in the Netherlands (no 30% ruling) - considering if relocating to Switzerland, Spain or Ireland would be better for us in the long term. Numbers: NW 400k (80% stocks - 20% cash) + 100k house d ...
by eregal
Sat Mar 28, 2020 12:20 pm
Forum: Money and Investment Questions
Topic: Investments Trade Log
Replies: 3111
Views: 859963

Re: Investments Trade Log

@ertyu, seeing your other comment (viewtopic.php?p=208285#p208285), how are you planning to re-enter the market and jump in before the prices get too expensive (even if it looks as if the Central Banks are making an asset bubble)? I worry about this scenario.
by eregal
Sat Mar 28, 2020 11:19 am
Forum: Money and Investment Questions
Topic: Holding Cash Until Coronavirus is Settled
Replies: 34
Views: 10153

Re: Holding Cash Until Coronavirus is Settled

If you want to be a skilled trader/speculator then take the 5-10 years of study and practice that is required for any difficult skill before using a significant percentage of your money doing it. If you want to be an investor then study/practice that for several years instead. In the meantime pick ...
by eregal
Tue Dec 18, 2018 4:56 pm
Forum: ERE Community
Topic: Meetup in the Netherlands
Replies: 83
Views: 36018

Re: Meetup in the Netherlands

ping.
by eregal
Wed Dec 12, 2018 10:44 am
Forum: Money and Investment Questions
Topic: 2 working parents in the Netherlands vs rest of Europe
Replies: 12
Views: 2609

Re: 2 working parents in the Netherlands vs rest of Europe

Daycare is a lot of money, I assume it's for three days per week? So I guess someone is taking good and professional care of your child for 120 hours per month on average for 1000 euros, so 8 euro per hour-ish. Of course, this expense is temporary, when the child goes to school there may still be ...
by eregal
Mon Dec 10, 2018 4:40 pm
Forum: Money and Investment Questions
Topic: 2 working parents in the Netherlands vs rest of Europe
Replies: 12
Views: 2609

Re: 2 working parents in the Netherlands vs rest of Europe

In addition to what others have said, you might be eligible for the so-called 30% ruling. Did you investigate that? I currently have 30% ruling, but it's for a limited number of years and it's coming to an end very soon. It is certainly possible for a couple with well paid jobs and one child to ...
by eregal
Mon Dec 10, 2018 4:23 pm
Forum: Money and Investment Questions
Topic: 2 working parents in the Netherlands vs rest of Europe
Replies: 12
Views: 2609

Re: 2 working parents in the Netherlands vs rest of Europe

What DG said. Perhaps other EU countries have other advantages, but kids will cost money anywhere. IMO (parent of 2) it is relatively well in the Netherlands. If you want to spend less money: move out of Amsterdam? Assuming your rent or mortgage is huge... I agree. The *big* expense here is the ...
by eregal
Mon Dec 10, 2018 3:56 pm
Forum: Money and Investment Questions
Topic: 2 working parents in the Netherlands vs rest of Europe
Replies: 12
Views: 2609

Re: 2 working parents in the Netherlands vs rest of Europe

With 125k euros of assets you do not pay 3351 euros of taxes! First of all, you didn't read that the 3351 was the assumed profit, not the tax ... the tax is 30% of the assumed profit. Second, somehow the blogpage made an error in their calculation as well. In 2017, assuming you have 125k as a ...
by eregal
Fri Dec 07, 2018 12:00 pm
Forum: Money and Investment Questions
Topic: 2 working parents in the Netherlands vs rest of Europe
Replies: 12
Views: 2609

2 working parents in the Netherlands vs rest of Europe

My partner and I are both from outside EU, currently living in the Netherlands, both currently have relatively well-paid jobs. Since our baby was born, between the reduced income from (unpaid) parental leave, moving close to our work and daycare, and the high cost of daycare itself, our savings rate ...
by eregal
Tue Dec 04, 2018 12:47 pm
Forum: Introduce Yourself
Topic: Hello
Replies: 2
Views: 968

Hello

Hello! I'm in my late 30's, recently started a family. I've always lived well below means, and I looked at my savings as a future "opportunity card" I might need in the future. After finding this blog/forum, this opportunity card became more clear to me: would it be possible to "buy" myself a ...