correct white belt.
I used the inflation calculation too early. They didn't used the latest December inflation.
1 JAFI for 2021 is $9,413 (rounded)
Search found 1102 matches
- Fri Jan 14, 2022 10:25 am
- Forum: Money and Investment Questions
- Topic: 1 Jacob Adjusted For Inflation (JAFI)
- Replies: 213
- Views: 882114
- Wed Jan 12, 2022 11:23 am
- Forum: Money and Investment Questions
- Topic: 1 Jacob Adjusted For Inflation (JAFI)
- Replies: 213
- Views: 882114
Re: 1 Jacob Adjusted For Inflation (JAFI)
1 JAFI for 2021 is $9,413
edit: corrected the number afterwards
edit: corrected the number afterwards
- Sat Jan 01, 2022 5:06 am
- Forum: ERE Journals
- Topic: wolf's journal
- Replies: 278
- Views: 283960
Re: wolf's journal
@theanimal : thanks. Yeah, it was a great year indeed. No, I've got no big changes for this year. @bankai : thanks. No, money problem is not solved. It's ongoing. It's a process. My life changes all the time (day by day, bit by bit), so does my relationship with money. @McTrex : of course I could ex...
- Tue Dec 28, 2021 9:09 am
- Forum: ERE Journals
- Topic: wolf's journal
- Replies: 278
- Views: 283960
Re: wolf's journal
2021 review Hi all, hope you are doing well! I’d like to share my 2021 ERE review with you. key indicators: Expenses = 5431€ (without health insurance) Savings Rate = 90% Withdrawal Rate = 1.5% Change of FI money compared to Jan 1st 2021 = +84k€ (+30%) detailed expenses in categories: housing, inte...
- Wed Apr 07, 2021 1:37 am
- Forum: ERE Journals
- Topic: wolf's journal
- Replies: 278
- Views: 283960
Re: wolf's journal
I'm going to leave the forum temporarily. @jacob thank you for all the inspiration you provided. It supported me to do incredible changes and progress in my life during the past few years. The student must leave the teacher at some point in time, I guess. And you've been a great teacher. Right now, ...
- Mon Apr 05, 2021 10:03 am
- Forum: Philosophy and Lifestyle Questions
- Topic: The ERE Wheaton Scale
- Replies: 535
- Views: 148735
Re: The ERE Wheaton Scale
why don't everybody propose something for the goal* of the ERE Wheaton Table, framed in a few words? Understanding it lies not only in the responsibility of the sender, but also on the receiver. I would say the goal of WL9 is to be an "expert in creating a highly efficient and economically sust...
- Sun Apr 04, 2021 10:50 am
- Forum: ERE Journals
- Topic: DutchGirl's journal
- Replies: 793
- Views: 232229
Re: DutchGirl's journal
That's great progress DutchGirl. You are faster than initially anticipated or planned. That's a very good sign, that you'll achieve all of your financial goals in time. Regarding your pension: Wow, how is that possible? You are 42 years young and have already build up a pension of 2050 euros/month (...
- Sun Apr 04, 2021 12:45 am
- Forum: ERE Journals
- Topic: Bankai's Journal
- Replies: 179
- Views: 113209
Re: Bankai's Journal
Well done bankai with the ultra low expenses in Q1. It is great to see that the stock market crash in 2020 didn't have an influence at all to your NW. What kind of investment strategy do you follow or did you read about? Have you decided yet ;-) It took me about ten years to learn, choose and decide...
- Thu Apr 01, 2021 11:41 am
- Forum: Money and Investment Questions
- Topic: Income Robustness Score Log
- Replies: 56
- Views: 48434
- Thu Apr 01, 2021 11:21 am
- Forum: ERE Journals
- Topic: Fingeek's Journal
- Replies: 154
- Views: 44877
Re: Fingeek's Journal
Wow, congrats to the progress. You are so close now to cover full 4% spending. Well done. Have fun with your hobbies. What are these?
- Mon Mar 29, 2021 12:12 pm
- Forum: Philosophy and Lifestyle Questions
- Topic: The ERE Wheaton Scale
- Replies: 535
- Views: 148735
Re: The ERE Wheaton Scale
What do you think of changing "desired household spending" to "desired spending per person", because in my observation spending is almost always discussed per Person? @jacob, why did you decide for a household? Secondly, what do you think of calibrating it then on L7 to 1 JAFI, b...
- Sun Mar 28, 2021 10:35 am
- Forum: ERE Journals
- Topic: L's Journal
- Replies: 220
- Views: 58008
Re: L's Journal
Thanks for your journal update. I thought INFPs could handle people well, because of their ability of empathy? Having social capital and the ability to build it is something I consider as room for improvement in my life. After selling your car you will decrease your spending quite significantly to a...
- Mon Feb 22, 2021 2:38 am
- Forum: Money and Investment Questions
- Topic: Portfolio Charts
- Replies: 538
- Views: 166020
Re: Portfolio Charts
I always used the ISIN. But first I searched for different funds. If I identified one I save the ISIN locally on my computer e.g. in a spreadsheet, etc. And my broker/bank uses only the ISIN as the master identifier in my portfolio. Buy and sell orders start by submitting the ISIN.
- Thu Feb 18, 2021 1:17 am
- Forum: Money and Investment Questions
- Topic: Creating my own S&P 100 index fund - Is the return worth the downsides?
- Replies: 5
- Views: 835
Re: Creating my own S&P 100 index fund - Is the return worth the downsides?
Are dividents also taxed that much? Maybe a divident oriented portfolio is an alternative?
- Tue Feb 16, 2021 8:41 am
- Forum: ERE Journals
- Topic: classical_Liberal's Semi-ERE
- Replies: 732
- Views: 165531
Re: classical_Liberal's Semi-ERE
Many thanks for all the posts over the last 10 years @classical_Liberal
- Tue Feb 16, 2021 8:37 am
- Forum: ERE Journals
- Topic: wolf's journal
- Replies: 278
- Views: 283960
Re: wolf's journal
Thanks for reading and commenting my journal @Western Red Cedar ! re: books If I really like a book or find it very useful then I'll buy it. Otherwise I only borrow it from the library or sell it again. I keep the good ones. And on average I re-read the good ones annually, because every time I re-re...
- Tue Feb 09, 2021 8:06 am
- Forum: ERE Journals
- Topic: wolf's journal
- Replies: 278
- Views: 283960
Re: wolf's journal
@Quadalupe: My Web-of-Goal- and-Processes is there in the background. I don't focus on it very actively these days and I don't have a plan to develop, alter or change it. There will be a time in the future, when I'll focus on it more again. I've set up my ERE(ish)-lifestyle some years ago. It is sti...
- Mon Feb 08, 2021 10:52 am
- Forum: ERE Journals
- Topic: ERE Adventuring
- Replies: 327
- Views: 45258
Re: ERE Adventuring
Congrats on the new best month! Last year during the COVID-19 stock market crash I lost also money in the thousands. Then, a few months later I reflected honestly. I knew I had to learn the lessons, otherwise I risk doing the same mistake twice. Therefore I encourage you to reflect honestly about yo...
- Sun Feb 07, 2021 1:38 am
- Forum: ERE Journals
- Topic: wolf's journal
- Replies: 278
- Views: 283960
Review 2020
Year end financials 2020 Expenses = 5698€ (without health insurance) Savings Rate = 91% Withdrawal Rate = 2.00% Change of FI money compared to Jan 1 2018 = +40k€ (+17%) goal of 420k€ FI money = 68% It was a great year expenses and income wise, but it was only a normal year NW wise. I earned a good ...
- Sat Feb 06, 2021 7:39 am
- Forum: Money and Investment Questions
- Topic: 1 Jacob Adjusted For Inflation (JAFI)
- Replies: 213
- Views: 882114
Re: 1 Jacob Adjusted For Inflation (JAFI)
1 JAFI in 2020 was $8,738