Search found 473 matches

by halfmoon
Tue May 23, 2017 8:10 pm
Forum: Money Questions
Topic: Low growth, end of money and prioritising financial capital vs other forms
Replies: 22
Views: 1331

Re: Low growth, end of money and prioritising financial capital vs other forms

IOW, it's impossible to know what level of stock of any sort of capital you wish to attain or maintain, if you do not know the ultimate (or current) purpose or goal of your system. Survival? Freedom? Pleasure? World-domination? Love? Leisure? Yes. Oh, wait...I have to choose ? It's really annoying ...
by halfmoon
Tue May 23, 2017 6:36 pm
Forum: ERE Journals
Topic: Mushroomy Journal of Hégé
Replies: 1
Views: 175

Re: Mushroomy Journal of Hégé

Welcome, Hege! (Sorry; don't know how to add the acute accents.) I had to google PF TEK, and it looks pretty interesting. Now my DH will have another way to mess up the kitchen. :roll: Over 5 years ago, we bored holes in a freshly-cut alder stump (it was a double-stemmed tree, so we cut off one trun...
by halfmoon
Sat May 20, 2017 8:01 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1154
Views: 123799

Re: Investments Trade Log

Interesting point, George. Most successful tech companies are in the process of transforming themselves, and I like to think that T and VZ will be tech companies of a sort in the future. From what I read, 5G will be key to Internet of Things. As long as I'm on the subject of hope-based investing: an...
by halfmoon
Sat May 20, 2017 7:55 am
Forum: DIY Skills Questions
Topic: DIY Floor Cleaner
Replies: 7
Views: 276

Re: DIY Floor Cleaner

I love how everyone's answer to "best DIY floor cleaner" is "don't bother cleaning". :lol: I saw a plaque in someone's house once that said A CLEAN HOUSE IS THE SIGN OF A SQUANDERED EXISTENCE. On the rare occasions that I clean, I use water and bleach (hides head in shame). I know it's evil stuff, b...
by halfmoon
Thu May 18, 2017 9:04 pm
Forum: ERE Journals
Topic: Halfmoon's journal
Replies: 312
Views: 24792

Re: Halfmoon's journal

Ahh the cliffhanger! I have no doubts that you two somehow figured out how to erect that sucker. Shhh...don't leak the ending! :P Actually, the cliffhanger results from mental fatigue; have to take it in small bites. It's challenging for me to recreate the things we did. My memory is weirdly sporad...
by halfmoon
Thu May 18, 2017 11:11 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1154
Views: 123799

Re: Investments Trade Log

Because I received great input on VZ & T here, I'm going to angle for more. No good deed goes unpunished. We hold GILD in two accounts (makes us twice as dumb?). I've been teetering on the verge of selling one of the holdings, but I keep thinking it should be a good long-term investment. I know they...
by halfmoon
Wed May 17, 2017 11:00 pm
Forum: Politics, and other eternal disagreements
Topic: Who'd a thunk it? Obamacare not repealed
Replies: 306
Views: 14147

Re: Who'd a thunk it? Obamacare not repealed

I am 7.5 years older than my wife. Actuarial tables make it very clear that odds of me out living her are very slim. When those late life decisions need to be made, those years left in her life will be a much higher priority than any additional months in mine. Ah, Riggerjack...you remind me of my D...
by halfmoon
Wed May 17, 2017 9:38 pm
Forum: Money Questions
Topic: Low growth, end of money and prioritising financial capital vs other forms
Replies: 22
Views: 1331

Re: Low growth, end of money and prioritising financial capital vs other forms

Your financial research maintenance costs are 2 hours of your time at $20/hr = $40. Your apple stock is now bearing 5 bushels of apples a year with maintenance costs of $200/year (15 hours of street-urchin labor at $10/hr./$50 other inputs.) Market price organic apples is $75/bushel. $375-$200 = $1...
by halfmoon
Wed May 17, 2017 7:37 pm
Forum: DIY Skills Questions
Topic: Garden Log
Replies: 510
Views: 62106

Re: Garden Log

The amount of grass we mow is completely embarrassing, especially in this forum. Not going there. Looking not-new is great, but the extra cool factor is how it flows without a straight, sharply defined border. You obviously aren't German. ;) I really like this, especially seeing the wider view. Not ...
by halfmoon
Wed May 17, 2017 7:26 pm
Forum: Money Questions
Topic: Low growth, end of money and prioritising financial capital vs other forms
Replies: 22
Views: 1331

Re: Low growth, end of money and prioritising financial capital vs other forms

Therefore, I could now make semi-valid calculations on the value of investing in my own small system vs. larger economy, as in "Buy Apple stock" vs. "Buy apple stock." As an owner of both Apple and apple stock, I'd be extremely interested in those semi-valid calculations. Are you willing to share y...
by halfmoon
Wed May 17, 2017 10:06 am
Forum: ERE Journals
Topic: Halfmoon's journal
Replies: 312
Views: 24792

Re: Halfmoon's journal

THE RETIREMENT YEARS THE EPIC TOWER STORY, part one: As I mentioned earlier, our E WA property was on the north slope of a forested mountain. Since solar panels were our only source of power, we needed to find a way to raise those panels above the tree line in winter and snatch a little bit of the s...
by halfmoon
Wed May 17, 2017 9:32 am
Forum: ERE Journals
Topic: FI or bust; FBeyer.
Replies: 121
Views: 16487

Re: FI or bust; FBeyer.

... I think you have a potential new career. Thank you, I guess working for five years as a carpenter actually paid off then :P Also: Who wouldn't listen to Dave Brubeck while browsing feel-good images? What kind of person ARE you????? Firstly, I'm the kind of person who somehow missed the info tha...
by halfmoon
Tue May 16, 2017 6:56 pm
Forum: ERE Journals
Topic: FI or bust; FBeyer.
Replies: 121
Views: 16487

Re: FI or bust; FBeyer.

I looked at the images on photobucket...though without the background music :P. The under-stair cabinets are so beautiful and functional that they make me wish we had space under our stairs to do this (instead of another stairway). I think you have a potential new career.
by halfmoon
Tue May 16, 2017 6:49 pm
Forum: Health Questions
Topic: Best books on depression?
Replies: 5
Views: 331

Re: Best books on depression?

Hyperbole and a Half . What a great link! I found the description of depression very enlightening, and it helped me to better understand what my DH is going through. Also: the humorous stories (not the ones about depression, obviously) are truly hilarious. Some of them brought tears to my eyes from...
by halfmoon
Mon May 15, 2017 11:39 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1154
Views: 123799

Re: Investments Trade Log

These are encouraging words, as I also hold T (both long-term). I've been concerned about their payout ratios, debt and valuations. Holding now. :)
by halfmoon
Mon May 15, 2017 4:05 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1154
Views: 123799

Re: Investments Trade Log

George the original one wrote:
Mon May 15, 2017 2:14 pm
VZ has dropped back into the 5% yield range, so consider adding it if you're wanting a telecom.
I have VZ and think every day about selling it (but the dividend!). I'm worried about debt levels, especially with the Straight Path purchase. What are your thoughts on this?
by halfmoon
Sun May 14, 2017 1:07 pm
Forum: DIY Skills Questions
Topic: Garden Log
Replies: 510
Views: 62106

Re: Garden Log

Nice! I like how the stones are flush with the ground so you can just mow over it instead of fighting to keep the cracks grass-free. We have one of those portable fire pits, but it eventually ported itself to the garage. :( I'm a little too antsy to sit and look at the fire for very long. Pretty soo...
by halfmoon
Sun May 14, 2017 8:19 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 531
Views: 68952

Re: m741's ERE Journal

Wow. I'm used to complaints about our (WA) sales tax, but I just googled NYC taxes. You have a pretty high sales tax rate on top of the state and city income tax. I'm going to make a wild guess that property taxes aren't low either. Probably not a good place to live in retirement. ;)
by halfmoon
Sat May 13, 2017 3:56 pm
Forum: Resources & Recommended Reading
Topic: What are your favorite books on practical skills?
Replies: 9
Views: 570

Re: What are your favorite books on practical skills?

Flicking through some digitized old books on project gutenberg is an interesting experience. Curses on you for sharing this link... :lol: I just lost a few hours reading about practical ostrich feather dyeing*, the art of making more whiskey from the same amount of grain (who wouldn't want that?), ...
by halfmoon
Sat May 13, 2017 9:42 am
Forum: Resources & Recommended Reading
Topic: What are your favorite books on practical skills?
Replies: 9
Views: 570

Re: What are your favorite books on practical skills?

This is going to show my age, but my favorite general overview of practical (homesteading-type) skills is Back to Basics: How to Learn and Enjoy Traditional American Skills . This was published by Reader's Digest in 1981, and obviously some sections such as alternative energy will be dated, but it's...
by halfmoon
Sat May 13, 2017 9:32 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 531
Views: 68952

Re: m741's ERE Journal

Donate a bag of stuff to Goodwill (start getting tax writeoffs for physical donations) Not that it's a big deal, but you can't write off donations unless you itemize deductions. I don't think you have a mortgage or property taxes, in which case it's usually hard to hit the itemization threshold unl...
by halfmoon
Sat May 13, 2017 9:15 am
Forum: ERE Journals
Topic: Tom Young's first journal
Replies: 26
Views: 5961

Re: Tom Young's first journal

Welcome back! I never saw your journal the first time around; interesting reading. I can sympathize with your memory issues, as my DH is 80 and struggles with the same. Do you find it hard to keep dividing your attention between multiple homes? I don't think we could do that any more. Upkeep, moving...
by halfmoon
Sat May 13, 2017 9:06 am
Forum: ERE Journals
Topic: Letting In the Jungle
Replies: 40
Views: 2250

Re: Letting In the Jungle

My relationship fed off of me being ill. The only time we got along was when I had to be taken care of. Not good. I have to agree; that's unhealthy. You don't need to apologize for any direction your journal takes; it's your journal, about your unique journey. As far as ERE progress: you've rationa...
by halfmoon
Sun May 07, 2017 11:09 pm
Forum: ERE Book/Blog/Forum
Topic: Soliciting suggestions for new ERE blog theme
Replies: 32
Views: 1495

Re: Soliciting suggestions for new ERE blog theme

I prefer very readable websites (e.g. http://blog.codinghorror.com or https://hackaday.com/blog/; also see http://contrastrebellion.com/ (for contrast, not actual design)) This illustrates that readability is literally in the eye of the beholder. Hackaday.com's white-on-black type is so hard on my ...
by halfmoon
Fri May 05, 2017 8:45 pm
Forum: Health Questions
Topic: Is it unhealthy to eat the same meals daily?
Replies: 35
Views: 2063

Re: Is it unhealthy to eat the same meals daily?

What kind of weird digestive tract do you have that likes brussel sprouts? You don't like Brussels sprouts? :shock: They're like tiny cabbages grown by little elves in a hollow tree! I need to introduce you to my sister, who scorned Brussels sprouts but called lima beans 'little pocketbooks of good...