Early Retirement Extreme Forums

I have not received a PM either. Could you forward me the details, FBeyer?

The increase in the lower tax bracket for equity income is fantastic, though!

I don't really see the "aktieopsparingskonto" as a viable solution, especially for buy and hold-portfolios. Yes, it makes it easier to buy and sell for people whose only interest is the shares themselves, since they can leave the tax implications of selling out of the equation. But for any...

I would like to join aswell.

Do any of you actually invest in Nordnet Superfonden, and how much of your portfolio? As an index investment, I am really intrigued by the fact that the expenses related to investment/management are zero if you invest through a "månedsopsparing".

Hopefully I'll be able to contribute with that the next time around.

Already looking forward to it.

Hi guys

I have been off the board for a while. Sorry to see that I missed the meetup scheduled for today.

I would love to join the next one.

/C

Why not emphasize your priorities by taking a picture of here you spend the most time? I consider that a much more potent picture than an image which portraits the ERE life's version of something which fits into an ordinary lifestyle, like a fridge. The former will highlight that it's about differen...

Ok, I see :) As you might be aware, income is organized into different categories for tax purposes, depending on where the income comes from. The general categories are: Personlig indkomst (personal income) Kapitalindkomst (capital income) Aktieindkomst (equity income) The categorization is derived ...

I really don't see the benefit in this "gaming corportate" strategy, unless you are stuck or can't find anything better to do. Not giving a f... just alienates you from your colleagues and the tasks, which - in my view - drastically reduces overall pleasure from working. Quit or find somet...

Depending on your situation, you can sell shares to regulate the profit to the DKK 50,600 bracket (2016 numbers).

About the taxes, you will only pay 42% in tax of dividends as long as you have more than 50,000 DKK in capital gains AND you are working and have other income. In many cases once you ER the tax rate will be much lower. Here are my tax calculations given you have retired and you only have dividend i...

No worries!

I will try to be there! I currently have plans to leave on 26 August for a week-long hike in northern Sweden. Will investigate. When do you need an answer at the latest?

Yes, there sure is a lot to wrap the head around when just starting out the ERE journey. How do you calculate the WR? I've seen it mentioned many times here at the forums, but haven't quite figured out how people calculate/use it yet. Edit: Ha! Just found a WR example in wizard's journal. So many t...

Hi Eureka, My goal is financial independence as early as possible. I really, really love my job, but I currently have no spare time in the weekdays, as the work hours are extreme. In the weekends, I am quite often completely incapacitated and can only sleep. My girlfriend and I do go for walks or ot...

I'm in

So I updated the above. The zero returns-account was just a worst case scenario, to see what savings and early repayment of mortgage could evolve to. Have now based net worth on investments yielding 3% annual returns. Savings rate is 50.5% of net income for 2016 (excl. pension contribution, 53.4% in...

Congratulations.

Very inspiring! Thanks a lot for that. Hope your man gets to join you soon

Perhaps share som excel-sheets as well! Would love to see your numbers