Search found 274 matches

by chilly
Fri Apr 19, 2013 11:52 pm
Forum: Money and Investment Questions
Topic: Gold crash
Replies: 172
Views: 32933

> I would definitely take APPL. GLD is all

> psychology and for many it's almost a religion.
I'd say that statement is true for both of them!

by chilly
Mon Mar 05, 2012 6:21 am
Forum: Housing and Transportation Questions
Topic: Reasons Why NOT to Purchase a Home.
Replies: 52
Views: 8602

<r>I feel that home ownership is the prototypical example of the typical American sense of entitlement. It's not typically a question of financial viability... it's more a question of whether or not someone will give them the money. Present company excluded of course <E>:)</E><br/> My grandma and my...
by chilly
Fri Jan 27, 2012 4:10 am
Forum: Miscellaneous
Topic: Optimal salary for government handouts
Replies: 47
Views: 5150

A lot of times tax-free investments tend to self-correct as to be similar net returns as taxable. In this case, however, it might be something to lean on heavily. If I can pull $18k/year - but make 1/2 of that tax free, might qualify for some of this system milking.

by chilly
Fri Jan 27, 2012 4:05 am
Forum: Technical Skills & Tools Questions
Topic: Hunting for Food & Sport
Replies: 55
Views: 7439

<t>That's actually a really good idea Johnny. For one, it seems like hare season is months long vs. a couple weeks for rifle season. It's a perfect thing to try - assuming that if you can't bring yourself to hunt/kill/butcher a rabbit, you are probably not cut out for deer hunting. All of that for t...
by chilly
Mon Jan 23, 2012 5:10 am
Forum: Miscellaneous
Topic: Evaluating potential rentals
Replies: 12
Views: 1954

<t>I get so discouraged by these posts. I'm struggling to stay co-located with my extended family, and find that the best I can find in these parts is $200k for a duplex with $800 rent (x2) with $6k/yr taxes, <br/> It's all good info though... just a little disappointing for me. I have to wonder who...
by chilly
Fri Jan 20, 2012 3:29 am
Forum: Technical Skills & Tools Questions
Topic: Hunting for Food & Sport
Replies: 55
Views: 7439

<r>And don't forget one of these!<br/> <br/> <URL url="http://reviews.cabelas.com/8815/228322/butt-out-tool-reviews/reviews.htm?page=2"><LINK_TEXT text="http://reviews.cabelas.com/8815/228322/ ... htm?page=2">http://reviews.cabelas.com/8815/228322/butt-out-tool-reviews/reviews.htm?page=2</LINK_TEXT>...
by chilly
Mon Jan 16, 2012 5:54 am
Forum: Philosophy and Lifestyle Questions
Topic: Help me find the best place to retire!
Replies: 27
Views: 5514

http://www.findyourspot.com/
You'd think after all these year I'd be curmudgeonly enough to avoid sites like that - but I go suckered in and wasted 4 minutes of my life before realizing they'd require me to register for results.

by chilly
Mon Jan 16, 2012 5:12 am
Forum: Money and Investment Questions
Topic: Donating Plasma for Money
Replies: 24
Views: 6840

<t>Eww... I sure hope if I ever need a transfusion it didn't come from a transvestite hooker who said (s)he was a science teacher and had "an honest smile" so they didn't bother testing it.<br/> I agree with HSpencer though... although I admit to being a wimp w/r to the needles... if I did do it, I ...
by chilly
Mon Jan 16, 2012 2:07 am
Forum: Money and Investment Questions
Topic: Donating Plasma for Money
Replies: 24
Views: 6840

Don't they test the blood anyway? Surely these arbitrary rules of thumb are just to minimize the positives that they have to throw away.

by chilly
Thu Jan 12, 2012 6:00 am
Forum: Miscellaneous
Topic: How to get laid off from job?
Replies: 14
Views: 4957

<t>In my history with lay off's, the higher ups have told each manager to pick N of their people to let go.... and I never met one person who liked to lay even their worst people off. So unless you are in a very small company where they could actually connect the dots and act on the logic Mike's poi...
by chilly
Tue Jan 10, 2012 1:45 am
Forum: Technical Skills & Tools Questions
Topic: Hunting for Food & Sport
Replies: 55
Views: 7439

<t>From what I've read, quality in regard to being reliable and safe is outstanding. Quality w/r to refinement and ergonomics leaves a lot to be desired. Compound that with the 100 year old design and having millions of them stockpiled around the world... you get a $80 rifle. <br/> Don't think ammo ...
by chilly
Mon Jan 09, 2012 4:07 am
Forum: Technical Skills & Tools Questions
Topic: Hunting for Food & Sport
Replies: 55
Views: 7439

<t>I'm in the same phase as you, and I think I'm going to pick up a Mosin Nagent 91/30. It's cheap to buy, cheap and fun to shoot, and effective for deer hunting if I decide to actually do it.<br/> In a similar ballpark to a .308 or 30-06, but way cheaper for ammo ($80 for 440 rounds!). Plus, you ca...
by chilly
Mon Jan 02, 2012 12:37 am
Forum: Philosophy and Lifestyle Questions
Topic: Best Places to Retire 2012/Buy a Retirement House under $100K
Replies: 14
Views: 1823

Spam much?

by chilly
Sat Dec 24, 2011 5:44 pm
Forum: Money and Investment Questions
Topic: P2P Lending experiences?
Replies: 21
Views: 3738

I noticed that Lending Club (at least) allows you to go in via an IRA. I assume this would eliminate any tax concerns as with most things under the IRA umbrella. I will have to read up a bit more but wondered if anyone was doing it this way already.

by chilly
Sat Dec 24, 2011 5:40 pm
Forum: Housing and Transportation Questions
Topic: Is It OK To Walk Away From Your Mortgage?
Replies: 46
Views: 5932

<t>You have no recourse (except moving... which I'll concede, is pushing it) houses are expensive and rent is equally unaffordable. That was not the case... people just have this sense of entitlement like they are owed the ability to own property. It's a pitiful system that supports this mentality a...
by chilly
Sat Dec 24, 2011 6:50 am
Forum: Housing and Transportation Questions
Topic: Is It OK To Walk Away From Your Mortgage?
Replies: 46
Views: 5932

I should clarify... if I were in the situation, I would walk away and take advantage of the laws we have in place. It's s different question - whether or not I agree with the laws.

by chilly
Sat Dec 24, 2011 6:41 am
Forum: Housing and Transportation Questions
Topic: Is It OK To Walk Away From Your Mortgage?
Replies: 46
Views: 5932

<t>Land of the free, home of the brave, region of evasion ofresponsibility. The banks did this... the banks did that... woe is me. It's a bunch of crap... rational (?) human beings signed up for those loans. If they were too ignorant or too greedy to be realistic about the situation, then it sucks t...
by chilly
Thu Dec 15, 2011 2:51 am
Forum: Money and Investment Questions
Topic: What's Wrong with 30 Year Bonds?
Replies: 14
Views: 1619

<t>We've just reached a point where short term rates are 0 - so bonds will never pay less than they do now. To lock into a 30 year bond is probably not wise. <br/> When and if they ever start crawling out of the basement, it may make sense to buy into a maturation cycle where 15/30 years from now, y...
by chilly
Sun Dec 11, 2011 6:52 pm
Forum: ERE Journals
Topic: frygirl's journal
Replies: 11
Views: 6348

<t>Yeah, investing is a necessary evil in that scenario. I dislike investing too, but have learned about all the different vehicles available, the rules, risks, and tax implications. Unfortunately, that's the easy part. The hard part is actually making the picks and pulling the trigger (and dealing ...
by chilly
Sat Dec 10, 2011 4:58 am
Forum: Money and Investment Questions
Topic: Let's Talk Stocks
Replies: 11
Views: 1184

I hear there's money in the banana stand.