Search found 161 matches

by Felipe
Wed May 24, 2017 6:26 pm
Forum: Lifestyle Questions
Topic: Hunter gatherer
Replies: 5
Views: 198

Re: Hunter gatherer

There's a documentary on Netflix called Ultimate Penny Pinchers that shows a dude who makes some nice bbqs out of foraged road kill. He's in UK, I believe.
by Felipe
Wed May 24, 2017 2:31 pm
Forum: Transportation Questions
Topic: How to Uber in a Different Country
Replies: 6
Views: 231

Re: How to Uber in a Different Country

So I'm going to go with local Sims.

Any recommendations on a good phone? A 6.0 or later droid with a decent price and is durable.

I have an ancient S3 with non working gps so a replacement will really help.
by Felipe
Wed May 24, 2017 2:29 pm
Forum: Lifestyle Questions
Topic: The small and not so small benefits of being "wealthy"?
Replies: 5
Views: 255

Re: The small and not so small benefits of being "wealthy"?

Higher quality clothes/tools with a lower long term cost.

I don't worry anymore about how to make enough to survive.

I learn more about taxes.
by Felipe
Wed May 24, 2017 2:25 pm
Forum: Health Questions
Topic: How to quit coffee?
Replies: 11
Views: 327

Re: How to quit coffee?

Zenhabits has a bunch of good posts on this. Honestly, replacing with green tea is way easier than stopping. You keep a hot drink that gives some energy and the whole ritual around it instead of having nothing. You'll get a smoother high from the caffeine in green tea. I get anxious from coffee too ...
by Felipe
Tue May 23, 2017 7:34 pm
Forum: Health Questions
Topic: fitness routine
Replies: 11
Views: 398

Re: fitness routine

Definitely add in some rows or chins.

That said:
Consistency > Perfect Plan
by Felipe
Mon May 22, 2017 9:14 pm
Forum: Friends & Family Questions
Topic: Dealing with casual insults from family
Replies: 18
Views: 1114

Re: Dealing with casual insults from family

I used to get a lot of these too. Cheap was okay but I noticed some people thought all I cared about was saving every penny obsessively and that I could change the way I'm seen. I have a few pairs of very high quality clothes so I don't have to rock old volunteer shirts that are literally disintegra...
by Felipe
Mon May 22, 2017 3:45 pm
Forum: Transportation Questions
Topic: How to Uber in a Different Country
Replies: 6
Views: 231

Re: How to Uber in a Different Country

Thank you. I had not considered getting my Sim in the airport. My first guess is that it'd be more expensive than finding a store since airports tend to do that but a national company might have standardized pricing so maybe I'm wrong there. I'm visiting multiple countries in South America, starting...
by Felipe
Mon May 22, 2017 3:41 pm
Forum: Health Questions
Topic: Health Insurance Abroad
Replies: 6
Views: 201

Re: Health Insurance Abroad

@Solvent Used to? The more I read the fine print on the insurance policies, the more of a waste I think they are. One costs 800/yr but covers no sports insurance of any kind-if I'm hiking and get injured-out of luck, one is 250/yr but a 10k max for medical emergencies (why bother?), another 1200/yr ...
by Felipe
Mon May 22, 2017 2:43 pm
Forum: Health Questions
Topic: Health Insurance Abroad
Replies: 6
Views: 201

Re: Health Insurance Abroad

@James Probably low. I'm 24, relatively health, I don't plan on visiting US, and healthcare everywhere else is cheaper. @Chenda My credit card includes 100k coverage for repatriation/medical evacuation. This is as much as the insurance companies offered. Only the insurance companies also cover regul...
by Felipe
Mon May 22, 2017 4:29 am
Forum: Health Questions
Topic: Health Insurance Abroad
Replies: 6
Views: 201

Health Insurance Abroad

I notice a fear among people when I mention the possibility of self-insuring medical expenses abroad. In USA, a week stay in a hospital and surgery can cost 500k; in South America, a month stay in a hospital and surgery can cost 10-20k. Plus, I'm seeing limits and clauses in all the fine prints of e...
by Felipe
Sun May 21, 2017 6:16 pm
Forum: Transportation Questions
Topic: How to Uber in a Different Country
Replies: 6
Views: 231

How to Uber in a Different Country

I am planning to visit a country I don't have mobile data in so I have to figure a way to get internet when I land to use Uber. I'm considering finding the nearest wifi and calling from there vs finding a store with a local sim before hand and figuring how to get to this store with local buses/walki...
by Felipe
Sun May 21, 2017 5:41 pm
Forum: Money Questions
Topic: Lending Club Sadness
Replies: 68
Views: 10764

Re: Lending Club Sadness

Still in process of closing my Roth with Lending Club. I closed mine with prosper with a quick call... SDIRA is forcing me to take a distribution to close my Roth with them instead of letting me forfeit a few dollars. This means an indirect Roth rollover is what I'll need to do as soon as they respo...
by Felipe
Sun May 21, 2017 5:36 pm
Forum: Health Questions
Topic: What Do You Eat for Weight Loss?
Replies: 99
Views: 8750

Re: What Do You Eat for Weight Loss?

Thank you for all the advice. Another Update: Waist to 38.5", weight to 188.8lbs at its lightest (end of last Thursday-Friday fast). That's a little over 20lbs of fat in 4 months. I don't think the next 4 months will yield as much fat loss. I'm still focused on getting a 6 pack so probably 8+ months...
by Felipe
Sun May 21, 2017 5:23 pm
Forum: Health Questions
Topic: Going Vegan
Replies: 18
Views: 1773

Re: Going Vegan

Honesty time. I failed horribly at going Vegan. I eat less meat and more vegetables now but I still have meat every week. I tried to do too many things at once -reminded of man who chase 2 rabbits catches none. But in the effort, I learned some delicious new recipes like African peanut stew and tran...
by Felipe
Sun May 21, 2017 5:17 pm
Forum: Health Questions
Topic: Best books on depression?
Replies: 5
Views: 335

Re: Best books on depression?

Not a book but https://www.youtube.com/watch?v=NOAgplgTxfc is an interesting lecture from Stanford's Human Behavioral Biology Lecture Series about depression.
by Felipe
Sun May 21, 2017 5:15 pm
Forum: Health Questions
Topic: What is behind all the mixed advice
Replies: 24
Views: 1727

Re: What is behind all the mixed advice

+1 Michael
Incentive caused bias.
by Felipe
Wed May 03, 2017 12:20 am
Forum: Money Questions
Topic: Lending Club Sadness
Replies: 68
Views: 10764

Re: Lending Club Sadness

@tommytebco
There is no quick way to liquidate. I've been selling at a discount for a long time and am barely getting ready to close the account.

I'd recommend against setting up a Roth with them due to the large amount of fees from SDIRA.
by Felipe
Tue Apr 25, 2017 11:49 pm
Forum: Money Questions
Topic: Lending Club Sadness
Replies: 68
Views: 10764

Re: Lending Club Sadness

I've had Lending Club in a Roth for several years. I was treating it as the bond/fixed income part of my assets. I had bad luck. I am in the process of divesting but these notes are not very liquid so I'm selling any remaining notes to hopefully get enough to pay off the account termination fees and...
by Felipe
Sun Mar 26, 2017 9:03 pm
Forum: Health Questions
Topic: How to live in the moment?
Replies: 13
Views: 874

Re: How to live in the moment?

Some great responses above.

Meditation does help a lot.

I'd say to put time into pleasurable things like nature or time with people whose time you enjoy as one of the easy ways.

Noticing what emotions, physical sensations, cravings, sights you are experiencing is also a useful practice.
by Felipe
Sun Mar 26, 2017 6:08 pm
Forum: Friends & Family Questions
Topic: Would you give your kids money for college or life?
Replies: 24
Views: 1696

Re: Would you give your kids money for college or life?

@halfmoon That was a gripping story, thank you for sharing. I sometimes wonder about where I am at a young age. I can relate to certain parts to the story, though the degree is different. Since striving for ERE, I've proven to myself I can be responsible with not spending and have multiple sources o...
by Felipe
Sun Mar 26, 2017 5:17 pm
Forum: Lifestyle Questions
Topic: Consuming Cannabis Again
Replies: 9
Views: 617

Re: Consuming Cannabis Again

Thank you. Rereading my thoughts was an interesting refresher. What do you mean by tight ass? I thought we were all tightwads here. ;) On the potentially negative impacts: Definitely would be using it to cover some emotional pain and could struggle with the dependency piece. It contradicts my minima...
by Felipe
Sun Mar 26, 2017 6:25 am
Forum: Lifestyle Questions
Topic: Consuming Cannabis Again
Replies: 9
Views: 617

Consuming Cannabis Again

I've been over 6 months sober from cannabis now and I'm beginning to get disenchanted. I've been debating exploring the habit again, potentially working at a medical dispensary. I thought sobering up would motivate me and give me more energy, freeing up large swaths of time, connecting me to more pe...
by Felipe
Sun Mar 26, 2017 6:10 am
Forum: Work & Education
Topic: Saving up for your kids college from day 1 VS. just buying them a 1OO % debt free house ?
Replies: 50
Views: 3225

Re: Saving up for your kids college from day 1 VS. just buying them a 1OO % debt free house ?

Couldn't you set it up so they learn about it at 18, get access to half of dividends at 24, and then full dividends at 32? That way they see the power of compounding interest while still enjoying the cash flow. You could add in a clause that they have to be able to save X by Z date to prove they can...
by Felipe
Sat Mar 25, 2017 1:07 am
Forum: Lifestyle Questions
Topic: What to do for six weeks b/w college graduation and full-time work?
Replies: 33
Views: 1727

Re: What to do for six weeks b/w college graduation and full-time work?

The water was not literally freezing. Chiang Mai is northern Thailand, and we lived in the mountains there so much colder than the main town and especially the beaches and islands closer to the equator. Temperature was 40's Fahrenheit at night. It was cold enough that one girl would smuggle the hot ...
by Felipe
Thu Mar 23, 2017 11:10 pm
Forum: Lifestyle Questions
Topic: What to do for six weeks b/w college graduation and full-time work?
Replies: 33
Views: 1727

Re: What to do for six weeks b/w college graduation and full-time work?

@7w5, such a poetic way to describe it. In Thailand, I slept on bamboo sticks threaded together. Showered using a bucket of freezing cold water while fending off hungry mosquitos. Had to use filtered water for brushing my teeth if I didn't want to get sick. And it was all worth it. But I'm glad I en...