Search found 57 matches

by bristoldude
Thu May 18, 2017 1:12 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

April - better late than never.. The new gig's going well, and at £450 a day is the most I've ever earned. This money appears to be a bit of an anomaly outside of London so I'll try and keep this going as long as possible. Settling into the new city (Birmingham) pretty well after a tedious first two...
by bristoldude
Sat Apr 08, 2017 4:10 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

March: A pretty interesting month, quite disjointed. A couple of weeks living with my partner in the states, a long weekend in NYC, flight back immediately followed by an interesting PHP gig, that was unfortunately in a small, expensive village outside a small expensive city.. I tried for a week com...
by bristoldude
Mon Mar 27, 2017 3:16 pm
Forum: Housing Questions
Topic: 1% rule for housing applicable UK / Worldwide?
Replies: 11
Views: 1187

Re: 1% rule for housing applicable UK / Worldwide?

well, thanks everyone..

It certainly does seem like it's a rough deal for buyers in the UK at the moment then.

I'll continue researching as I get closer to the move, see if there's anything closer to the mark.
by bristoldude
Thu Mar 16, 2017 7:55 am
Forum: Housing Questions
Topic: 1% rule for housing applicable UK / Worldwide?
Replies: 11
Views: 1187

1% rule for housing applicable UK / Worldwide?

the 1% rule has some up in a few threads now as a good measure of when it's worth buying over renting (Does the monthly rent equal one percent of the purchase price or more?) I wonder if there is any reason this would be only applicable in the US, or if it would be worth following globally. Specific...
by bristoldude
Mon Mar 06, 2017 1:28 pm
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Wow, some late transactions from last month just showed up, a lot more stuff that I thought would show up this month.
£2,072.00 out means I'm actually only 0.94 years of savings.

I'm due a £250 refund on a flight that got cancelled, but I replaced it with a £400 flight so thats not great.
by bristoldude
Thu Mar 02, 2017 9:52 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

I also realised today that I've reached more than 1x trailing years expenses in networth, though if my expenses were what I think they could be I'd be almost at 2x.

anyhoo, only 24x more to go ;)
by bristoldude
Wed Mar 01, 2017 9:37 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Long distance relationships are expensive. Worthwhile though, and thankfully it should only be long distance until September. As further remote work was not quickly forthcoming I've come to the USA where my partner is working until the summer. This will probably be the last time I see her until Sept...
by bristoldude
Tue Feb 21, 2017 10:52 am
Forum: Lifestyle Questions
Topic: An answer for "What do you want to be when you grow up?"
Replies: 9
Views: 1031

Re: An answer for "What do you want to be when you grow up?"

I remember answering "Subsitence Farmer" at a very early age, and I think I'm coming back round to that idea 20 years later. a lazier version though, permaculture abundance harvester? Need to get some land.
by bristoldude
Tue Jan 31, 2017 2:19 pm
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Barcelona is beautiful as is the rest of Spain, and the world is on the whole very very safe.

Thanks for the luck.
by bristoldude
Tue Jan 31, 2017 8:44 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

January: in: £1,161 out: £749 35.49% saving rate brings me to only negative 6% for the last 12 months. ha. If I don't pick up another contract before then I've currently got this salary covered to the end of April and around £9,000 profit to take out as well. Lingering £250 drinking / eating out exp...
by bristoldude
Sat Jan 21, 2017 1:33 pm
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

This contract is actually coming to an end at the end of the month, quite a bit sooner than expected due to a lack of work in the client company.. I'll have had essentially 4 months of work from this gig, and cleared about £2k under what I would have taken for a whole year of regular employment (aft...
by bristoldude
Sat Jan 21, 2017 1:15 pm
Forum: DIY Skills Questions
Topic: Useful Hard Skills for the near future
Replies: 76
Views: 7784

Re: Useful Hard Skills for the near future

brute seems to have an extensive food stock anyway. Perhaps add some jerky along with the fat? or canned sardines?
I would assume no veg for 2 months would be mostly an inconvenience.
by bristoldude
Tue Jan 03, 2017 3:57 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Nice embarrassing new year update, without any rent payments I managed to spend £1058 in December. £200 of that is Christmas presents, £160 groceries and £80 public transport around the country visiting family. The remainder was holiday related drinking and eating out. Not happy about the amount I s...
by bristoldude
Tue Dec 06, 2016 12:28 pm
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

November update

November was my highest earning month on record! Also the most expensive month as well, but quite a lot of expenses for the next few months included: in £4720 - a good lump of this is repaying myself business expenses from a few months back, but a good month anyway. out: £3160 rent £1,605.00 - so, t...
by bristoldude
Tue Dec 06, 2016 12:08 pm
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

so an update for october now the software has sorted itself out.. Expenses were actually £660 putting me at around 70% certainly should be better with no rent! The big culprits as I see them are: eating and drinking out £59.65 Take-away £70.90 The takeaway is particularly pointless. Removal of this ...
by bristoldude
Tue Dec 06, 2016 8:48 am
Forum: Introduce Yourself
Topic: Hello from Norway
Replies: 15
Views: 1530

Re: Hello from Norway

I lived in Bulgaria for 6 months (Burgas) and found I could live very well sharing with my partner on 300 each a month, this was around 4 years ago, YMMV. not eastern Europe or quite as cheap, but I'm off for an experiment in Spain (Granada) for a few months from January. With the first month spent ...
by bristoldude
Thu Dec 01, 2016 2:08 pm
Forum: DIY Skills Questions
Topic: Homemade cider
Replies: 16
Views: 1352

Re: Homemade cider

Blackberries in with apples is pretty good, makes up for apples that don't have enough acid.
On a semi related note I've also had some good results with mead.
by bristoldude
Thu Dec 01, 2016 2:08 pm
Forum: DIY Skills Questions
Topic: Homemade cider
Replies: 16
Views: 1352

Re: Homemade cider

Blackberries in with apples is pretty good, makes up for apples that don't have enough acid.
On a semi related note I've also had some good results with mead.
by bristoldude
Mon Oct 31, 2016 10:39 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

October update

moneydashboard.com just rolled out an update that's messed up my accounting so the expenses are subject to change when that all gets sorted out. They say there's another update due mid november. Expenses seem to be around £550. There's no rent in there as I'm house sitting this month, but there is a...
by bristoldude
Mon Oct 03, 2016 6:08 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Thanks @Noedig

I did go with Crunch accountancy, as I'd used them a few years ago. I paid for the whole year up front for a 10% discount, just caused a bit of a spike in expenses!

Very alarming all around Brussels at the moment, with a large military presence at many of the stations.
by bristoldude
Sun Oct 02, 2016 3:50 am
Forum: Work & Education
Topic: Remote programming experience?
Replies: 23
Views: 1739

Re: Remote programming experience?

Phisical seperation of the space I work in is a must for me. A room in the house I only use to work, or a desk in a coworking space. Otherwise everything leaks both ways
by bristoldude
Sun Oct 02, 2016 3:47 am
Forum: Work & Education
Topic: Remote programming experience?
Replies: 23
Views: 1739

Re: Remote programming experience?

I've been enjoying working remote for the last few months, I've enjoyed the freedom of location a lot. Looking to use that to financial advantage in the next year as well as purely for pleasure / social advantages. The reduced small scale office distractions means I tend to get my work finished a lo...
by bristoldude
Sat Oct 01, 2016 5:56 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Other notable things:
I opened an ISA and deposited £1000 which will soon be my first serious investment.
(I have a few hundred pounds in p2p and some green energy debentures)
I got hold of some freedompop sim cards, so my mobile bill will hopefully be £0 going forward
by bristoldude
Sat Oct 01, 2016 3:04 am
Forum: ERE Journals
Topic: Bristol ERE journal.
Replies: 48
Views: 8964

Re: Bristol ERE journal.

Interesting month on the work front. After several offers I took a 12 month remote contract for a company in Belgium. I started midway through the month with two weeks on site and then came back to the UK for the remainder of the month. Nice to get back to working with a team again, and it's been in...