Search found 57 matches

by DebtSlaveNoMore
Wed Dec 27, 2023 11:58 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Hey all, another year has passed. Here is an update on our journey. December Income: https://s3.amazonaws.com/surviving_economic_collapse/Screen+Shot+2023-12-22+at+9.15.52+PM.png December Expenses: https://s3.amazonaws.com/surviving_economic_collapse/Screen+Shot+2023-12-22+at+9.16.11+PM.png Monthly ...
by DebtSlaveNoMore
Sun Jan 01, 2023 10:09 am
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

@ertyu Thanks for the ideas Ertyu. I do think what I'm trying to figure out might be a series of deep seated issues that requires talking through with someone. @Smashter, thanks for the reply. Yes it's a confusing and frustrating state to be in. @Western Red Cedar, thanks for the advice, I'm going t...
by DebtSlaveNoMore
Tue Dec 27, 2022 3:57 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Hey all, another year has come and gone. Here is an update on our journey. December Income: https://s3.amazonaws.com/surviving_economic_collapse/Screen+Shot+2022-12-26+at+6.00.38+PM.png December was the last of 3 hectic months starting in October, when my Mother-in-law unexpectedly passed away. It w...
by DebtSlaveNoMore
Wed Nov 24, 2021 9:50 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

I can't believe that another year has gone by! Here is an update on our journey. November was a fantastic month in terms of income and investment appreciation. Like most months now, our investment growth has outpaced our income. November Income: https://s3.amazonaws.com/surviving_economic_collapse/i...
by DebtSlaveNoMore
Sat Nov 28, 2020 6:02 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Andy Dufresne thanks so much for your well considered reply! I really need to think through some of these items, especially your advice in regards to health and a transition plan towards the exit date!
by DebtSlaveNoMore
Fri Nov 27, 2020 5:41 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

I can't believe another year has gone by. Here is an update on our journey, November was a fantastic month in terms of income and investment appreciation. November Income: https://s3.amazonaws.com/surviving_economic_collapse/Screen+Shot+2020-11-27+at+4.25.14+PM.png For this month (and most of this y...
by DebtSlaveNoMore
Sun Dec 01, 2019 11:57 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Another year has passed and it's time for an update. November was a good month in terms of wealth production. We saw massive gains in existing financial investments. http://s3.amazonaws.com/surviving_economic_collapse/income-11-19.png Expenses this month were also on the higher side due to quarterly...
by DebtSlaveNoMore
Fri Dec 07, 2018 4:59 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

@classical_Liberal I agree that 8 weeks might not be enough to find out. I'm planning a longer sabbatical at some point, perhaps around 3-4 months. I'm not sure if a LEANFIRE scenario will motivate me to apply myself since I seem to be very minimalist by nature. I think I would be pretty content wit...
by DebtSlaveNoMore
Sun Dec 02, 2018 11:23 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Hi all, I can't believe it's been almost a year since my last post. I want to give some updates on several momentous events that have happened in the last 12 months. I'm also looking for some advice from folks who have FIRED already. Our family has a new member Our second child was born in April of ...
by DebtSlaveNoMore
Sun Jul 15, 2018 5:57 am
Forum: ERE Community
Topic: Single ERE Guy in MD Looking for Girl
Replies: 10
Views: 4719

Re: Single ERE Guy in MD Looking for Girl

Hello, I’m 38/W/M who’s been working at this ERE thing for a long time. It’s hard to find people who think/live the same way. I feel like this journey would be so much better with a partner. I’m educated, healthy, good looking and in good shape. A great catch by most standards. All I’m looking for ...
by DebtSlaveNoMore
Tue Dec 19, 2017 11:30 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Hi all, I can't believe it's been 9 months since the last update. Here are my household's income/expense stats for the month of November: Income: https://s3.amazonaws.com/surviving_economic_collapse/income-1117.png Expenses: https://s3.amazonaws.com/surviving_economic_collapse/expenses-1117.png Summ...
by DebtSlaveNoMore
Sun Mar 19, 2017 7:31 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Wow I can't believe it's been 3 months since my last update. It's hard to remember to update this journal because things have been going pretty much on auto-pilot at my household. So here are the stats for February: https://s3.amazonaws.com/surviving_economic_collapse/income_0217.png https://s3.amaz...
by DebtSlaveNoMore
Sat Dec 10, 2016 5:59 pm
Forum: ERE Journals
Topic: FI-ddle's Journal
Replies: 18
Views: 5432

Re: FI-ddle's Journal

@Fiddle, I really envy your lifestyle. It's so free man!!!!
by DebtSlaveNoMore
Sat Dec 10, 2016 1:01 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

It's been 2.5 years since my last post, and there has been significant changes during this time. To summarize: 1. I am definitely no longer a debt slave. 2. My son is no longer a baby, he's a hyper-active little boy 3. We have acquired a 2nd house to live in, our first house is back to being a renta...
by DebtSlaveNoMore
Thu Jul 10, 2014 10:47 am
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

@George the original one I feel that's the only way to go too. I have been trying to expand my software side business, but it's rough going mainly because I have so little free time left. @cimorene12 The $1000 dollars of public transportation was because I had to take the train to NYC several times ...
by DebtSlaveNoMore
Thu Jul 10, 2014 10:34 am
Forum: ERE Journals
Topic: jrdnRabbit's Journal
Replies: 11
Views: 3811

Re: jrdnRabbit's Journal

@JrdnRabbit, welcome! I was in a situation similar to you not so many years ago. Here is my $0.02: 1. Your core spending level for a household of 4 people is already pretty low. I see only marginal gains through further frugality measures here. The greatest gains that you can realize is on the incom...
by DebtSlaveNoMore
Tue Jul 08, 2014 3:34 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Here are the numbers for June: https://payoffourschooldebt.files.wordpress.com/2014/07/income_06_2014.png https://payoffourschooldebt.files.wordpress.com/2014/07/expenses_06_14.png Monthly Savings Rate: 66.0% YTD Savings Rate: 42.8% Months Living Expenses: 90.5 months Half year retrospective: It's b...
by DebtSlaveNoMore
Sun Jun 15, 2014 3:10 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

May has come and gone, here are the numbers:

Image

Image


Monthly Savings Rate: 65.9%

YTD Savings Rate: 38.18%

Months Living Expenses: 110.5 months
by DebtSlaveNoMore
Sun Jun 15, 2014 3:05 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

@cimorene12, this really is a tricky situation. I have for the time being found a very effective strategy at keeping these bail outs under control. I just publicly talk about how glad I am to help out my relatives in from of them and other relatives. This has worked out really well, because: a. Nobo...
by DebtSlaveNoMore
Mon May 26, 2014 7:53 pm
Forum: ERE Journals
Topic: DebtSlaveNoMore's Journal
Replies: 90
Views: 29503

Re: DebtSlaveNoMore's Journal

Here are the numbers for April: Income: http://payoffourschooldebt.files.wordpress.com/2014/05/income_04_2014.png Expenses: http://payoffourschooldebt.files.wordpress.com/2014/05/expenses_04_2014.png Monthly Savings Rate: 36.8% YTD Savings Rate: 31.25% Months Living Expenses: 82.5 months