Search found 504 matches
- Wed Apr 24, 2024 10:32 am
- Forum: Transportation Questions
- Topic: Travel across America on Amtrak
- Replies: 23
- Views: 5557
Re: Travel across America on Amtrak
https://www.seat61.com/ Seat 61 is the go-to for train travel world-wide. I've taken Amtrak several times: across the country from CA to NY as well as NY to FL. I've also used their auto-train (car transporter). Amtrak is generally a comfortable way to travel; certainly, far superior to Greyhound. ...
- Fri Apr 19, 2024 11:15 am
- Forum: Philosophy and Lifestyle Questions
- Topic: surprised by change and upredictability
- Replies: 55
- Views: 3668
Re: surprised by change and upredictability
Flying cars? Also no. https://www.youtube.com/watch?v=6fcWOivJ6bs The above link discusses why flying cars are an impractical idea. However, the video also shows some examples of working flying cars. Technologically, flying cars are here. If you want one, you can have one. It is not very practical,...
- Thu Feb 29, 2024 5:26 pm
- Forum: Money and Investment Questions
- Topic: garages vs stocks?
- Replies: 10
- Views: 1922
- Mon Feb 05, 2024 1:23 pm
- Forum: Money and Investment Questions
- Topic: garages vs stocks?
- Replies: 10
- Views: 1922
Re: garages vs stocks?
The answer is neither.
What you want is CASH!
Money market funds are a screaming deal.
What you want is CASH!
Money market funds are a screaming deal.
- Sun Feb 04, 2024 12:41 am
- Forum: Health and Food Questions
- Topic: You Don't Need Health Insurance
- Replies: 37
- Views: 3038
Re: You Don't Need Health Insurance
I agree that having a health care plan helps for avoiding catastrophic risk, but ignoring that, how does having a plan make me better off day to day health wise than not having one? The purpose of "insurance" is for covering catastrophic risk. A plan will not make you better off day to da...
- Sat Dec 02, 2023 7:50 am
- Forum: Emergent Renaissance Ecology
- Topic: How is the FIRE movement doing?
- Replies: 337
- Views: 130273
Re: How is the FIRE movement doing?
So what's going on with the FIRE movement these days? Still strong? "The Truth about FIRE - Is Early Retirement Actually Possible" by The Plain Bagel https://youtu.be/SEItn9Csitg?si=IEhcAKyeDdAcSD4O FIRE has entered the mainstream and remains so. However, just because people are aware of ...
- Tue Aug 08, 2023 11:36 pm
- Forum: Money and Investment Questions
- Topic: COL comparision: eye surgery vs contact lenses vs eyeglasses
- Replies: 11
- Views: 8939
Re: COL comparision: eye surgery vs contact lenses vs eyeglasses
Eye Surgery: I had Radial Keratotomy, an eye surgical procedure that is now obsolete. It worked well. I now wear glasses for reading, but do not need glasses for distance vision. Delayed the need for glasses by about twenty years. There were no additional costs for follow-up doctor visits, eye drops...
- Sat Jul 15, 2023 4:43 pm
- Forum: Money and Investment Questions
- Topic: Living trusts
- Replies: 28
- Views: 2579
Re: Living trusts
Yep...I am trying to research by posting on this thread, thought that people might have some insight on where to look and research to DIY or whether this really is a "call a lawyer" situation. There is lots of stuff going on, nevertheless, I could die at any time, and since I'm not marrie...
- Mon Jul 10, 2023 1:30 pm
- Forum: Emergent Renaissance Ecology
- Topic: Is art good for anything?
- Replies: 52
- Views: 13207
Re: Is art good for anything?
"Is art good for anything?" is a good philosophical question. I believe the sentiments expressed by George Mallory while applicable to a different endeavor can also be applied to art. --------------- “What is the use of climbing Mount Everest? It is of no use. What we get from this adventu...
- Fri Jun 30, 2023 11:08 am
- Forum: Money and Investment Questions
- Topic: Living trusts
- Replies: 28
- Views: 2579
Re: Living trusts
What are you trying to accomplish exactly? ERE is all about DIY. In this particular case you should educate yourself on estate planning. After this personal education then and only then should you decide on the particulars of your estate plan which may if deemed necessary involve professionals. Firs...
- Fri Jun 09, 2023 9:19 am
- Forum: Health and Food Questions
- Topic: supplements
- Replies: 7
- Views: 954
Re: supplements
http://www.cronometer.com
The free site above will analyze your diet and identify the deficiencies. I take a multivitamin to deal with the deficiencies.
The free site above will analyze your diet and identify the deficiencies. I take a multivitamin to deal with the deficiencies.
- Thu May 18, 2023 8:45 pm
- Forum: Work & Education
- Topic: For coders, are these 100% online, accredited programs any good?
- Replies: 69
- Views: 10335
Re: For coders, are these 100% online, accredited programs any good?
@TopHatFox
These are excuses. Remember, personal responsibility. Only, you care about you. No one else does, especially HR and higher-ed.
- Thu May 18, 2023 8:35 pm
- Forum: Work & Education
- Topic: For coders, are these 100% online, accredited programs any good?
- Replies: 69
- Views: 10335
Re: For coders, are these 100% online, accredited programs any good?
@THF Everyone is telling you that a CS degree is not necessary. Listen to them! It is frequently the case that self-taught developers have gaps in their background. The best way to deal with this is to engage in self-study to rectify these deficiencies. In interviews you could explain that you recog...
- Mon May 15, 2023 8:37 pm
- Forum: Resources & Recommended Reading
- Topic: Boyd biography
- Replies: 13
- Views: 3411
Re: Boyd biography
$1342.44 per month = $16,100 per year in 1975. Adjusting for inflation that would be ~ $90,000 per year in 2023. He is hardly starving. A wife and five children could easily be supported on that income. Would depend a lot on his location. It is true that many ex-military get jobs after they separate...
- Tue Feb 28, 2023 5:49 pm
- Forum: Money and Investment Questions
- Topic: Population Growth
- Replies: 10
- Views: 1761
Re: Population Growth
When do index funds and real estate stop being good default investments? Index funds do not prevent against loss. Real estate does not prevent against loss. Index funds are merely an investment mechanism to buy the market. That is all they do. This structure provides no protection whatsoever agains...
- Sat Jan 21, 2023 8:41 pm
- Forum: Money and Investment Questions
- Topic: Alternative Investments and Generational Wealth
- Replies: 3
- Views: 1087
Re: Alternative Investments and Generational Wealth
Generational Wealth and Alternative Investments are two different questions. Generational Wealth: Due to the massive conflicts of interest that exist in the financial services industry the approach these days is to use a family office to manage the generational wealth. You typically need a minimum o...
- Sun Jan 08, 2023 6:21 pm
- Forum: Money and Investment Questions
- Topic: Investing in Self Storage spaces?
- Replies: 22
- Views: 2386
Re: Investing in Self Storage spaces?
This is NOT an investment. It is a business. Do you want to get into this type of business? We are in the beginning stage of a recession that will go very deep. Is this the type of business that will do well in such an environment? This is the second question that you should answer before plunging in.
- Mon Oct 31, 2022 11:12 am
- Forum: Money and Investment Questions
- Topic: 4% rule in countries with a welfare state
- Replies: 24
- Views: 3278
Re: 4% rule in countries with a welfare state
The 4% Rule is an analysis not a plan.
It is an analysis of the expected returns of a stock/bond portfolio over a 30-year time frame with a 95% level of confidence based on USA 20th century data.
It is an analysis of the expected returns of a stock/bond portfolio over a 30-year time frame with a 95% level of confidence based on USA 20th century data.
- Sat Sep 24, 2022 11:26 am
- Forum: Money and Investment Questions
- Topic: The 4% Rule – A Castle in the Air
- Replies: 345
- Views: 47185
Re: The 4% Rule – A Castle in the Air
OK. Now I understand your position. I'm trying to move away from discussions like this towards realistic discussions about how you utilize the data to create your own specific plan. The bigger questions are what is your specific use case and how risk averse are you. There are also catches because yo...
- Fri Sep 23, 2022 9:21 pm
- Forum: Money and Investment Questions
- Topic: The 4% Rule – A Castle in the Air
- Replies: 345
- Views: 47185
Re: The 4% Rule – A Castle in the Air
I'm trying to think how to explain this issue to people that are caught up in the idea of SWR's and clear delineations of what is right and wrong etc when it comes to WR's. Remember, there is a difference between a WR for your individual PLAN versus a SWR for the expected return for a broad-market ...