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by jacob
Wed Mar 22, 2017 4:10 pm
Forum: Miscellaneous
Topic: Shaq says the Earth is flat.
Replies: 33
Views: 1469

Re: Shaq says the Earth is flat.

@subgard - I have two questions:

1) Is this [conspiracy theories] mainly the purview of paranoids?
2) Is there anyway to break out of this belief in perception?
by jacob
Wed Mar 22, 2017 1:14 pm
Forum: Health Questions
Topic: Free exercise
Replies: 30
Views: 1524

Re: Free exercise

Watch the video I posted above.
by jacob
Wed Mar 22, 2017 10:50 am
Forum: Money Questions
Topic: How to prepare for the next recession?
Replies: 14
Views: 798

Re: How to prepare for the next recession?

I retired in March 2009. 25x savings Low spending Side-income (contractor) that would cover low spending. It's important to set this up in advance (1+ years ahead) because once the recession is officially declared, jobs and income opportunities will be vacuumed up; the market will be down; and even ...
by jacob
Wed Mar 22, 2017 10:07 am
Forum: Miscellaneous
Topic: Shaq says the Earth is flat.
Replies: 33
Views: 1469

Re: Shaq says the Earth is flat.

My first thought when I read about C40's dating adventure was: home-schooled? Okay, that was maybe a cheap shot because we've all seen examples of remarkable exceptions to the rule. This wasn't really meant to start such a debate. Conspiracy theories are really misnamed because some of them don't re...
by jacob
Wed Mar 22, 2017 8:50 am
Forum: Lifestyle Questions
Topic: What resources to use when looking for a new place to live
Replies: 6
Views: 337

Re: What resources to use when looking for a new place to live

Depends on the area. Some places (like Chicago for example) don't use craigslist (and the padmapper derivative) other than for "apartment finder companies". Most deals would be posted with little signs with ph numbers in the windows and searching is done by walking the neighborhood. I pres...
by jacob
Tue Mar 21, 2017 2:55 pm
Forum: Politics, and other eternal disagreements
Topic: Alternative History
Replies: 25
Views: 1052

Re: Alternative History

In the context of science, Einstein was a genius of the first order. Because of his genius, he could draw the implications of Maxwell’s equations before his contemporaries did. But the theory of relativity was revolutionary not because of Einstein’s genius, but because it represented a terrific ava...
by jacob
Mon Mar 20, 2017 6:31 pm
Forum: Health Questions
Topic: Free exercise
Replies: 30
Views: 1524

Re: Free exercise

@Ego - https://www.youtube.com/watch?v=ZXN9zTFzWyo ... Game on! We'll do this. 10 paces apart.
by jacob
Sun Mar 19, 2017 5:39 pm
Forum: Work & Education
Topic: Saving up for your kids college from day 1 VS. just buying them a 1OO % debt free house ?
Replies: 43
Views: 1937

Re: Saving up for your kids college from day 1 VS. just buying them a 1OO % debt free house ?

Hehe, that "Have you heard of that MMM guy?" happens to me from time to time IRL. I get a kick out of it when it happens.
by jacob
Sun Mar 19, 2017 3:32 pm
Forum: Resources & Recommended Reading
Topic: So Good They Can't Ignore You thread?
Replies: 9
Views: 576

Re: So Good They Can't Ignore You thread?

viewtopic.php?t=3621 ... not a big thread, but Cal Newport pops up here and there mostly whenever it comes to noob career questions.
by jacob
Sun Mar 19, 2017 11:32 am
Forum: Politics, and other eternal disagreements
Topic: The Law Against Social Parasites
Replies: 28
Views: 1557

Re: The Law Against Social Parasites

The Swiss defense spending is not small. The GDP fraction is low, but considering how much higher GDP per capita is, the absolute expenditure per capita is similar to other European nations. Ammo is not stored at home anymore(+) but they really do go practice with their guns [in the local area] and ...
by jacob
Sat Mar 18, 2017 9:20 am
Forum: Resources & Recommended Reading
Topic: One Million in the Bank
Replies: 27
Views: 1829

Re: One Million in the Bank

@Did - Not entirely. I also mentioned meeting smart/connected/customers/etc. people above and at least intended to bring that up as a point in the Coffee and Pints thread; ebast did. What I'm talking about is the common observation [in frugal circles] of holding out or waiting to acquire a book, a t...
by jacob
Fri Mar 17, 2017 7:17 pm
Forum: Resources & Recommended Reading
Topic: One Million in the Bank
Replies: 27
Views: 1829

Re: One Million in the Bank

Content creators are of course aware of the existence of so-called free backup copies and ultimately tailor their efforts (if any) accordingly #TANSTAAFL
by jacob
Fri Mar 17, 2017 7:11 pm
Forum: Politics, and other eternal disagreements
Topic: Flaws in libertarianism
Replies: 72
Views: 2697

Re: Flaws in libertarianism

@brute First paragraph: It's a combination thereof. If there's only one provider of the $700/pill option, then that's a monopoly. It'll go as high as it needs to until someone else steps in with a supply because someone can afford the demand. If any of that isn't happening, the market is inefficient...
by jacob
Fri Mar 17, 2017 5:24 pm
Forum: Resources & Recommended Reading
Topic: One Million in the Bank
Replies: 27
Views: 1829

Re: One Million in the Bank

I also thank myself for calling out myself ;-P I need it on regular basis because I'm not entirely innocent/intelligent in this regard. My "paying"-habits reflect my public library availability, inversely proportional, and because we move every 3-5 years my personal book inventory manageme...
by jacob
Fri Mar 17, 2017 4:31 pm
Forum: Resources & Recommended Reading
Topic: One Million in the Bank
Replies: 27
Views: 1829

Re: One Million in the Bank

Hey, if I may ... in that regard. Reading books and meeting smart people is one of the highest mental/career/lifestyle ROI activities out there. As far the book reading, you can expect 10% of the books to contain 90% of the insights you're looking for=> 90% of books are just fluff with maybe 1-2 sen...
by jacob
Fri Mar 17, 2017 3:46 pm
Forum: Politics, and other eternal disagreements
Topic: Flaws in libertarianism
Replies: 72
Views: 2697

Re: Flaws in libertarianism

This subject reminds me of Ego's objection wrt living according to label theory. Specifically, the problem of this thread arguing theoretical constructs which are black and white via the use of practical examples which tend to be gray. This creates a high risk of attribution error!! Fun fact: One of...
by jacob
Fri Mar 17, 2017 1:43 pm
Forum: ERE Journals
Topic: brute journal
Replies: 168
Views: 12760

Re: brute journal

Holding them simultaneously is cognitive dissonance. With practice cognitive dissonance becomes double-think.

Being able to entertain disagreeable [trains of] thoughts is entirely different and has to do with the capacity for empathy or theory of mind.
by jacob
Fri Mar 17, 2017 12:50 pm
Forum: Resources & Recommended Reading
Topic: One Million in the Bank
Replies: 27
Views: 1829

Re: One Million in the Bank

I read the book, obviously. (But it was a while ago.) 1) No. My chapter is financial responsibility/frugal living 101 and focusing on using your savings from low-expense living to self-fund instead of relying on investors to leverage and possibly go bankrupt from the pressure/failure to deliver befo...
by jacob
Thu Mar 16, 2017 8:32 am
Forum: Housing Questions
Topic: 1% rule for housing applicable UK / Worldwide?
Replies: 8
Views: 540

Re: 1% rule for housing applicable UK / Worldwide?

To consider several more variables, use the NAV equation. It's in the ERE book but it's universal, so you can find it anywhere.
by jacob
Wed Mar 15, 2017 12:07 pm
Forum: Money Questions
Topic: I now have a non-student income, should I start filling a Traditional IRA now?
Replies: 12
Views: 699

Re: I now have a non-student income, should I start filling a Traditional IRA now?

http://www.gocurrycracker.com/roth-sucks/ The 2yr for SIMPLE IRA sounds normal---it's a small business paperwork issue. Check to see if it's calendar years or employment years though. It might be that the actual real regulation bar is 1.00 calendar years! Also ask payroll to see how flexible they ar...
by jacob
Wed Mar 15, 2017 11:35 am
Forum: Money Questions
Topic: tradestation and easylanguage
Replies: 3
Views: 250

Re: tradestation and easylanguage

Never heard of either. Algos are typically written in Java or C#. Research is usually done in R or Python. Backtesting is done in whatever you have. Ideally it should be done in the same language that the trading is done in to prevent rogue bugs during the translation. These languages were near univ...
by jacob
Mon Mar 13, 2017 2:09 pm
Forum: Lifestyle Questions
Topic: How to be alone but not lonely?
Replies: 22
Views: 1503

Re: How to be alone but not lonely?

Aside from intra/extroversion, it's also important to consider whether one is interpersonal (prefers to converse(*) with other people) or intrapersonal (prefers to converse(**) with oneself). There's probably some correlation between the two so they're not completely orthogonal, but that still leave...
by jacob
Sun Mar 12, 2017 7:17 pm
Forum: Money Questions
Topic: Bitcoin on the rise
Replies: 81
Views: 6662

Re: Bitcoin on the rise

Wait what? If each transaction costs now 300 miles of driving in zombie electricity (what's that $25 of gas in the real world (outside SV)) ... surely that's going to impact the valuation of the "fancy transaction techmology" eventually even if it isn't presently clear to the bitcoin marke...

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