Search found 919 matches

by KevinW
Sat Feb 11, 2017 4:39 pm
Forum: Money Questions
Topic: BIFL Stocks
Replies: 13
Views: 970

Re: BIFL Stocks

I don't think I'd feel comfortable saying any stock is BIFL +1 See the "Nifty Fifty" for an attempt at making this kind of list circa the 1960s: https://en.wikipedia.org/wiki/Nifty_Fifty Many of them are either distressed, or have already gone out of business. If you want to lock somethin...
by KevinW
Fri Feb 10, 2017 1:21 pm
Forum: Transportation Questions
Topic: 10 year old Prius or Accord?
Replies: 11
Views: 1066

Re: 10 year old Prius or Accord?

If what you want is a transportation appliance, meaning a car that will just work efficiently and with minimal maintenance and mind-space, get "the smallest Toyota that meets your needs." Toyota has really mastered this niche across their line. IMO, a supermini hatchback (Yaris) suffices f...
by KevinW
Thu Feb 02, 2017 5:31 pm
Forum: Money Questions
Topic: Permanent Portfolio in this environment?
Replies: 30
Views: 2741

Re: Permanent Portfolio in this environment?

Right, the PP is not designed to generate income, rather its goal is total return. In addition to yield, some returns come from capital appreciation. Stocks are expected to produce a real return through capital appreciation. Gold is expected to appreciate at the rate of inflation over long time fram...
by KevinW
Thu Feb 02, 2017 3:03 pm
Forum: Money Questions
Topic: Permanent Portfolio in this environment?
Replies: 30
Views: 2741

Re: Permanent Portfolio in this environment?

@classical_Liberal You're right, historically there has been a lot of prosperity, a little recession, and only a few years of deflation or severe inflation. If that pattern continues, a prosperity-weighted portfolio is more optimal in the long run, no doubt. My first counter is that this is a future...
by KevinW
Wed Feb 01, 2017 5:18 pm
Forum: Money Questions
Topic: Permanent Portfolio in this environment?
Replies: 30
Views: 2741

Re: Permanent Portfolio in this environment?

+1, the PP should be considered as a holistic self-regulating system. Quoting from the PP writeup on the ERE wiki (http://earlyretirementextreme.com/wiki/index.php?title=Permanent_Portfolio), Another key premise is that the future is unknowable. As a consequence, it is impossible to make accurate pr...
by KevinW
Tue Jan 17, 2017 4:07 pm
Forum: Lifestyle Questions
Topic: Sources for Bulk Foods
Replies: 4
Views: 534

Re: Sources for Bulk Foods

Minced garlic, ginger paste, olive oil, canola oil, ghee, table salt, black pepper, vinegar, canned diced tomatoes, basmati rice, all-purpose flour, carrots, yellow onions, russet potatoes, and whole chickens. I buy these primarily from Costco, but some non-membership big box stores are in my rotati...
by KevinW
Mon Jan 16, 2017 2:32 pm
Forum: DIY Skills Questions
Topic: ERE Cooking for beginners
Replies: 20
Views: 2108

Re: ERE Cooking for beginners

If your slow cooker dried out, it probably didn't have enough liquid. Usually liquid needs to cover all the dry ingredients. Prepared recipes should get that right. Pressure cookers and microwaves operate on different principles. A pressure cooker increases pressure which, as you might remember from...
by KevinW
Thu Jan 12, 2017 11:41 pm
Forum: DIY Skills Questions
Topic: ERE Cooking for beginners
Replies: 20
Views: 2108

Re: ERE Cooking for beginners

Pressure cookers and slow cookers are different, but both are potentially useful. A slow cooker can braise a big batch of food (like pulled pork or a big stew) for hours. It's particularly useful because it can be left unattended, so it can cook overnight or while you're away at work.
by KevinW
Wed Jan 11, 2017 3:31 pm
Forum: Money Questions
Topic: Need some help making a money decison
Replies: 9
Views: 1044

Re: Need some help making a money decison

If I were you I would prioritize this way: 1. Save up some operating cash, AKA "emergency fund" in other circles. This allows you to ride out cash flow issues (rent due before paycheck clears), buy in bulk, self-insure small items (refrigerator contents), avoid financing (buy phone in cash...
by KevinW
Wed Jan 11, 2017 3:05 pm
Forum: DIY Skills Questions
Topic: ERE Cooking for beginners
Replies: 20
Views: 2108

Re: ERE Cooking for beginners

My first pressure cooker was a small Presto from a thrift store that looked at least 30 years old. It worked fine but the size was limiting and it was difficult to clean. Then I splurged on a Kuhn-Rikon, which you could say is the Mercedes of pressure cookers, because it's probably overpriced, but i...
by KevinW
Tue Jan 10, 2017 1:57 am
Forum: DIY Skills Questions
Topic: ERE Cooking for beginners
Replies: 20
Views: 2108

Re: ERE Cooking for beginners

Strategy:
http://earlyretirementextreme.com/wiki/ ... _and_sales

I think you'll find the kinds of recipes you want in the "More-With-Less Cookbook."
by KevinW
Tue Jan 10, 2017 1:11 am
Forum: Lifestyle Questions
Topic: Durable shoes
Replies: 96
Views: 14238

Re: Durable shoes

Conventional wisdom is to put shoe trees (e.g. http://www.allenedmonds.com/shoes/shoe-care/shoe-trees/full-toe-cedar-shoe-trees/SF604.html ) in your shoes immediately after you take the shoes off, and let a pair of shoes air dry at least one day between wearings. That probably necessitates at least ...
by KevinW
Thu Nov 17, 2016 11:49 pm
Forum: Lifestyle Questions
Topic: Do I really need 8 GB of RAM instead of 4?
Replies: 20
Views: 1747

Re: Do I really need 8 GB of RAM instead of 4?

My work laptop has 4 GB and runs Windows 7; my personal laptop also has 4 GB and runs Ubuntu MATE. On both machines I typically have a couple dozen tabs open plus a big productivity application (Outlook, Office, Emacs, or similar). The Windows machine is swapping constantly and is therefore sluggish...
by KevinW
Mon Nov 14, 2016 1:50 am
Forum: Money Questions
Topic: Implementing Gold in the Permanent Portfolio with Low Transaction Costs
Replies: 24
Views: 1793

Re: Implementing Gold in the Permanent Portfolio with Low Transaction Costs

When analyzing transaction costs in the PP, keep in mind that transactions are rare. I follow the default rebalancing rule of "check once per year and after major world events" and have been contributing for several years, so one year's contributions do not trigger a rebalance by themselve...
by KevinW
Tue Oct 18, 2016 2:15 am
Forum: DIY Skills Questions
Topic: Legumes and sauces
Replies: 16
Views: 969

Re: Legumes and sauces

Common ways of thickening: - mix in something thicker: mashed beans, pureed vegetables, etc. - boil off water (reduce); concentrates flavor but risks burning, can take a long time - incidental starch from potatoes, pasta, corn, etc. - corn starch or arrowroot - roux - gelatin (either as an ingredien...
by KevinW
Tue Oct 18, 2016 2:03 am
Forum: Lifestyle Questions
Topic: Frugal Wedding Venue?
Replies: 18
Views: 1462

Re: Frugal Wedding Venue?

Ideas from recent memory:

- borrow someone's house / backyard
- rent a building on a fairgrounds
- reserve a building at a public park
by KevinW
Thu Sep 01, 2016 1:29 pm
Forum: Lifestyle Questions
Topic: Need a new (to me) laptop -- best laptop/tablet?
Replies: 15
Views: 1466

Re: Need a new (to me) laptop -- best laptop/tablet?

I recommend a used Thinkpad. Any of the big sellers (T, W, X series) are cheap to buy used, designed to be repairable, and parts are widely available on eBay. Anything with a few gigabytes of RAM will run Linux fine.
by KevinW
Sun Aug 07, 2016 12:21 am
Forum: Transportation Questions
Topic: A Bicycle is Not the Solution
Replies: 37
Views: 2765

Re: A Bicycle is Not the Solution

Your boss sounds like an ass. I'd suggest a full out motorcycle but really look for another job. +1 Prima facie this does not sound like a job worth investing in. Setting that aside, a used 100-250 cc motorcycle or scooter in very good condition is probably the cheapest way of solving this problem....
by KevinW
Sun Aug 07, 2016 12:04 am
Forum: DIY Skills Questions
Topic: Easiest way to get data off an old hard drive?
Replies: 9
Views: 1037

Re: Easiest way to get data off an old hard drive?

Yeah the cheapest approach is to move the hard drive to another working computer with the same disk interface. As pointed out, that may be tricky since the old drive is probably IDE, but for several years everything has been SATA. It's also moderate-effort since you'll need to open up and move stuff...
by KevinW
Fri Aug 05, 2016 12:32 am
Forum: DIY Skills Questions
Topic: Salty crunchy snacks?
Replies: 18
Views: 1345

Re: Salty crunchy snacks?

+1 to popcorn (from whole kernels) and pumpkin seeds. Back when we carved Halloween pumpkins, I'd always roast all the seeds. You can roast squash seeds too. My local Korean market has salted seaweed and kimchi which I like, but are not for everyone. For a while I was making jerky out of cheap Londo...
by KevinW
Fri Aug 05, 2016 12:10 am
Forum: Work & Education
Topic: Did I fuck up by not majoring in Computer Science? STEM Vs. Liberal Arts
Replies: 51
Views: 4390

Re: Did I fuck up by not majoring in Computer Science? STEM Vs. Liberal Arts

This is somewhat redundant with the excellent posts above, but I'll weigh in anyway. There is a common omitted variable bias ( https://en.wikipedia.org/wiki/Confounding ) that causes people to believe that "CS degree implies high salary." Actually, "excellent programming skills implie...
by KevinW
Mon Aug 01, 2016 4:11 pm
Forum: DIY Skills Questions
Topic: Laptop Motherboard Replacement?
Replies: 12
Views: 837

Re: Laptop Motherboard Replacement?

I'd give it a try.

If possible I'd recommend backing up the hard drive before starting the motherboard replacement. There is a chance that you might break the drive by mistake.
by KevinW
Mon Aug 01, 2016 11:44 am
Forum: Work & Education
Topic: The very same software - tools development and ERE
Replies: 10
Views: 891

Re: The very same software - tools development and ERE

What about data? +1 My counterpoint to Godin is that the means of production involve more than just a laptop and desktop software. The trend of technology is that, over time, more and more advanced technology becomes commoditized and democratized. In 1900 anyone could have hand tools but electricit...
by KevinW
Mon Aug 01, 2016 11:25 am
Forum: Miscellaneous
Topic: Shaving machines, expensive cutting heads
Replies: 29
Views: 2048

Re: Shaving machines, expensive cutting heads

if Solvent is cutting up his face, something is wrong. brute gets both a closer shave, and almost never cuts himself. there is a certain technique to it, very small strokes at a certain angle. none of that dragging the thing all over the face that many humans do with the mach 3. +1 Shaving with a s...

Go to advanced search