Early Retirement Extreme Forums

<t>@christopherjart: I agree, but I would say that it devolves to the lowest common denominator without strong regulation. I think that's where we're at right.<br/> @felix: I think the externality piece is the elephant in the room here and everywhere else. I may make a lot of money from very big pol...

<t>Maybe a better question is:<br/> Does using the capitalist system to gain money through the efficient use of capital outweigh the human (low wages, manipulation through advertising cars and drugs for instance) and environmental costs (oil's probably the biggest one here, but soon the buying up of...

<t>I've spent some money to get powerblocks up to 90 pounds, a barbell with 300 pounds, kettlebells (16kg, 24, and 32), a TRX, and a few other things.<br/> I honestly think that the dumbbells are a great stand alone solution to training at home because you can hide them/store them and cover all of y...

<t>I'm reading the book right now and find it a lot like Aurelius; do your best to know what is worthwhile and necessary and dispense of the rest in the material and mental trappings of life. Don't be put off by every little problem because if you expect to live a life without problems it's like exp...

<t>Day 19<br/> We have a rule in our place "no movies during the week." We only have the internet on our laptops and a television for watching movies on the weekend. No cable, no antenna. I don't know how people find time for television.<br/> I spend a lot of time on the Internet especially while I'...

<t>Day 18<br/> I kind of do this on my own. This month I'm reducing my time in motorized vehicles, walking or biking as the case may be (mostly biking though). I've been in a car once because I woke up late and had to teach a bootcamp. This really does pad your schedule and think hard about where yo...

<t>I feel like making a run for the finish on this 21 Day Makeover so:<br/> Day 17<br/> I haven't been great with this one despite good intentions. However, I am working with the maintenance crew at the co-op, I do my own bike repairs, and I'm hoping to do some adult-type classes looking at general ...

<t>Day 16<br/> This is a bit of a ramble as far as the days go, but I've begun to think about this and have done a few things to make this work. <br/> I've been consistently cutting down on clothes and clothes purchases (don't make me happy, I often forget about clothes for months and then am happy ...

<t>Day 15- Assessment to Now<br/> Day 1: Finding a place to live <br/> 10/10- Co-op, 3-bedroom apartment, $310 personal rent/month $620 total, cheaper than most people's taxes on a house in our area, forces us to live small and make decisions about stuff/organize/declutter, smaller house means less ...

<t>Day 14: Investing<br/> I've begun to try to grapple with this day by reading the Dhando Investor (from the library) and I've ordered the Intelligent Investor but will have to wait for a while.<br/> From Dhando, basically try to find investments with a big potential profit and little potential los...

<t>I WWOOFED in Italy. Had a great time at a guy named Marino's. We mostly helped him build an addition to his house. We (another WWOOFer and I) ate and drank well, we were near a national park so in the afternoon I'd go for a walk in the hills. Really memorable. If I had one word of advice, it woul...

<t>Day 12 Insurance<br/> I have three policies, home insurance which is necessary at the co-op where I live and life insurance which is meant to cover me until I have a big enough fund to forget about it (I have a daughter and a fiance to think about on this one). That is, unless you go by what an i...

<t>Didn't do this last thing from Day 11 with the meals, shared a few meals since with neighbours which is just about as good. Might just have to be happy with that for now until I can convince somebody of this plan.<br/> Day 12<br/> I've had an ING account that I've been depositing $500/month to fo...

<t>Day 11:<br/> The only progress I've made in this regard are proposing that my neighbour and I split the cost and filters on their vaccuum (really we'd only use it one hour per week and our place is small), and getting movies from a neighbour of mine who has a vast digital collection. <br/> I've b...

<r>@jacob: I'd volunteer to be a starting ERE person for #3 project if that fit the format. <br/> I'm a bit of a latecomer at 31 but I think that might be a plus for some. I'll keep working through the 21 day makeover in journals regardless because I find it a good way to structure thinking about th...

<t>Didn't get the chance to read through all responses but I just wanted to get this idea down. A co-op apartment costs me $300/month, $600 with my partner. We're downtown (I walked to get groceries today), don't need or own a vehicle, don't pay taxes, pay $24/month for necessary renters insurance, ...

<t>Day 10:<br/> I don't really feel comfortable sharing too much of this on the Internet. It seems like people do it all the time here and in other places, so suffice to say I'm at the very beginning of this ERE thing, with comparatively little saved and a lifestyle that consumes at least 70% of sal...

The #1(physical weakness) nightmare, #2(stupidity), and sexual dysfunction or perversion would be pretty common fears that most people would dream about.
The deadlift thing is funny, speaking as a trainer. "But I feel it in my back."

<t>Day 9: Budgeting<br/> There is less to do from this day than learn a lesson about savings paying you and recurring expenses needing the same amount of savings to account for in retirement. This escaped me at first but now makes more sense.<br/> If you have a $100,000 fund you get $4000/year from ...

<t>I have an enviable set up here as far as venison goes. My dad likes to hunt but also really loves beef, so he rarely eats his share of the venison he hunts every year. Meaning I can swoop in and scoop 1 pound/week of frozen venison steaks/chops/hamburger all year for $0 and 0 hours of invested ti...