Search found 63 matches
- Sun May 19, 2013 1:43 pm
- Forum: Philosophy and Lifestyle Questions
- Topic: Anxiety about money and buying property
- Replies: 24
- Views: 3908
<t>There's a big difference between man-made noise and nature's noise. We humans learn to tolerate and even appreciate nature's sounds much better.<br/> This is a quality of life issue you're facing now. I say move. Move for your sanity and peace of mind. When you are FI, you'll be in a much better ...
- Wed May 15, 2013 12:49 pm
- Forum: Housing and Transportation Questions
- Topic: Mortgage principal and savings rate
- Replies: 16
- Views: 6218
<t>I don't believe it should be considered a neutral action.<br/> You will ultimately receive a return on this "savings". Imputed rent should not be ignored. If you were to invest the same principal in the market and after 15 or 30 years were to take the dividends or withdrawl the monies to pay rent...
- Sun May 05, 2013 4:24 pm
- Forum: Miscellaneous
- Topic: CANSLIM Stock Screener
- Replies: 1
- Views: 1868
<r>I believe that's been the number used in the rating of equities in the Investor's Business Daily for many years.<br/> Using CANSLIM they give a numerical indicator from 1-100 (if memory serves).<br/> <URL url="http://research.investors.com/screen-center/?screen=10640"><LINK_TEXT text="http://rese...
- Wed Apr 10, 2013 6:13 pm
- Forum: Money and Investment Questions
- Topic: Passive income from vending machines?
- Replies: 13
- Views: 4251
- Thu Apr 04, 2013 1:12 pm
- Forum: Money and Investment Questions
- Topic: Robert Lichello's How to Make 1,000,000
- Replies: 19
- Views: 8957
- Thu Apr 04, 2013 12:52 pm
- Forum: Money and Investment Questions
- Topic: Security vs. Opportunity
- Replies: 21
- Views: 2842
<t>The money you'll need to bridge the retirement/pension gap should stay safe and secured. You could ladder some CD's for the 5 year period.<br/> Anything BEYOND that you can afford to risk. I say dividend growth stocks paying a higher dividend are a good place to stay ahead of inflation.<br/> <br/...
- Wed Apr 03, 2013 2:08 pm
- Forum: Money and Investment Questions
- Topic: Robert Lichello's How to Make 1,000,000
- Replies: 19
- Views: 8957
- Wed Apr 03, 2013 2:07 pm
- Forum: Money and Investment Questions
- Topic: Robert Lichello's How to Make 1,000,000
- Replies: 19
- Views: 8957
<t>I read the book about that many years ago--still have it here---and attempted the program though I was not really in a position to do it right due to a lack of cash at the time. It's very compelling and convincing. I'll look forward to your posts.<br/> It works best in volitile markets, i.e. lot'...
- Tue Apr 02, 2013 1:48 pm
- Forum: Philosophy and Lifestyle Questions
- Topic: ERE or Very Part Time
- Replies: 17
- Views: 2462
<t>I'm with the "hybrid" crowd. Probably because that's what I've done for the last 30 years.<br/> HYBRID: Start your own business and take control of your schedule while earning more for the fewer hours you work.<br/> <br/> Forget about an expensive education (optional). A vocational skill is suffi...
- Sat Mar 30, 2013 11:25 am
- Forum: Introduce Yourself
- Topic: Financially Free at 43!
- Replies: 22
- Views: 2887
<t>@FarmOne<br/> Cool journal! Having lived in both Rural and Urban settings, my heart has always been rural. This thread has brought back some cool memories of life on a 40 acre walnut/prune orchard part of which we converted to a horse stables and arena for horse shows and life on a 1600 acre catt...
- Tue Mar 19, 2013 8:54 pm
- Forum: Housing and Transportation Questions
- Topic: To Pay Off Mortgage Early or Stash the Cash
- Replies: 7
- Views: 3965
<r>All of the above comments are good advice: Emergency fund, maxing out employer-matched 401k, etc...<br/> The crux of the question is very much Emotional vs. Numbers. Since we are talking "Personal" finance, then you need to do what harmonizes with your character and risk tolerance.<br/> I paid of...
- Sat Mar 16, 2013 2:24 pm
- Forum: Miscellaneous
- Topic: Your catalyst for ERE?
- Replies: 43
- Views: 5967
<r>Interesting thread! (Apologies in advance for the long post to follow).<br/> I am not ERE. However, I have been semi-retired since my early 20s. <br/> We never had much money growing up. Mostly lay-away and dept. store charge cards to get by each year. I Didn't graduate high-school. I checked out...
- Tue Jan 22, 2013 3:34 pm
- Forum: ERE Journals
- Topic: 1000Ways Journal
- Replies: 18
- Views: 2645
- Mon Jun 25, 2012 1:18 am
- Forum: Philosophy and Lifestyle Questions
- Topic: What kind of work/job do/did you guys all do?
- Replies: 177
- Views: 41270
- Sat May 26, 2012 1:23 pm
- Forum: Money and Investment Questions
- Topic: Financing the sale of property
- Replies: 5
- Views: 982
<t>Get a down payment, finance the balance with a 30 year amortization for 3, 5, 7, 10 years with a balloon payment at the expiration whichever of the above loan periods you choose.<br/> Interest rates usually higher than the retail lender market for the risk you're accepting. <br/> Usually you will...
- Thu May 24, 2012 12:50 am
- Forum: Housing and Transportation Questions
- Topic: Income property
- Replies: 23
- Views: 5576
<t>That 2% rule will vary greatly even in the same market. My income properties (all single family dwellings) Average 1 1/4%.<br/> However, these were all fixers and while I base the above on the purchase price + repairs, you could never do that buying at market (although there are exceptions to eve...
- Sun May 20, 2012 12:56 pm
- Forum: Money and Investment Questions
- Topic: Unpredictability
- Replies: 17
- Views: 1537
- Mon Apr 30, 2012 11:38 am
- Forum: Money and Investment Questions
- Topic: What Is Your Investing Journey?
- Replies: 16
- Views: 2197
<r>Dividend Growth Investor here. I think the core portfolio should be comprised of good, strong dividend paying companies who raise their dividend every year to beat inflation. Less volatility, faster recovery after market swoons. It's "buy and hold", or, "buy and monitor", but not necessarily "buy...
- Tue Apr 24, 2012 12:01 am
- Forum: Housing and Transportation Questions
- Topic: Umm.. I paid off the mortgage today
- Replies: 29
- Views: 6857
- Fri Apr 20, 2012 8:46 pm
- Forum: Housing and Transportation Questions
- Topic: Umm.. I paid off the mortgage today
- Replies: 29
- Views: 6857
<t>KTN, Absolutely Outstanding!!!!!!<br/> The ones who usually think it unwise have never done it. It's all mathematical equation and calculation to them. However, there are very few things that open the door to FI like a paid off house. I paid my last house off in 19 months. Taxes and Insurance equ...